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2Q�10037i <br />(C) "Lender" rs U. S. Bank N. A. <br />Lender is a Nata.oz��l Association <br />organized and existin� under the laws of <br />T.ender's address is 4801 �'rederica <br />The United States Of America <br />Street, Owvensb�ro, KY 42301 <br />(D) 'Trustee" is Mr . Thomas Locher <br />2002 Douglas Street, 200 The �maha Club, Omaha, NE 68102 <br />(E) "MER$" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a norruinee for Lender and Lender's successors and assigns. MERS is the bene�ciary <br />under this Secucity Instrument. MERS is organized and existing under the laws of Delawara, and has an <br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. ($88) 679-MERS. <br />(I+� "Note" means the promissary note signed by Borx and dated O1/12/2011 . <br />The Note states that $orrower owes I.,ender One Hundred Eleven Thousand Six Hundred <br />7.'vventy-Five ar►d 00/100ths Dollars <br />(U.S. $ 111, 625 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than February 01, 2 Q2 6 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(i� 'Zoan" means the debt evidenced by the Note, plus interest, any prepayment charges at�d late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(� "Riders" means all Rrders to this Secur'rty Tnstrument that are executed by Borrower. The following <br />Riders are to be axecuted by Borrower [check bax as applrcable]: <br />0 Adjustable Rate Rider 0 Condominiurn Rider 0 Second Home Rider <br />�&111aon Rider � Planned Unit Development Rider [� 1-4 Family Rider <br />� VA Rider 0 Siweekly Payment Rider [.� Other(s) [specify] <br />(,n "Applicable Law" means ail controlling applicab.le federal, state and local statutes, regulations, <br />ordinauces and administrative rules and orders (that have the �ffe�t of law) as well as all applicable �nal, <br />non-appealable judicial opin.ions. <br />(I� "Community Assaciat�on Dues, Fees, and Assessments" means alt dues, fees, assessrnents and ather <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephoxtic <br />irastrument, computer, or magnetic tape so as to order, instruct, or authorize a�nancial institution to debit <br />or credit an accoun.t. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers inrtiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(N� "Escrow items" means those iterns that are described in Sectron 3. <br />(N) "Miscellaneous Proceeds" mear�s any compensation, settlerr►ent, award of darnages, or proceeds paid <br />by any third party (other than insurance proceed,� paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ir) condemnation or other taking of all ar any part of the <br />Property; (iii) conveyance in lieu of candemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(0) "Mortgage Insurance" means insurance protectrng Lender against the nonpayment of, or default on, <br />the Loan. <br />2200091456 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH ME�S <br />���A�Nq 108101 Pape 2 of 15 Ini6els- � <br /><� <br />D V6AN'E <br />Form 3028 1/01 <br />