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2o��ao3�� <br />� <br />ac:celeration has occurrec�, reinstate as provided in Section 19, by causing the action or proceeding to be <br />disamissed with a ruling thal, in Lender's judgment, prccludes forfeiture of thc: Property nr other matearial <br />impairrnent of I�nder's interest in the Property or rights under this Security Instrument. The procecds of <br />any award or claim fc�r damages that are attributable to the impairment af Lender's interest in khe Property <br />are hereby assigned and shall b� paid to I.ender. <br />All Miscellaneaus Proceeds that are not applied to restoration c�r repair of the Yroperly shall be <br />applied in the order pravided for in Section 2. <br />12. Sorrower Not Released; Forbearance By Lender Not a Waiver. �xtcnsion of thc time for <br />payn:xent or modif'rcation of arnortization af the sums secured by this Security Instrument grdnted by L,endcr <br />to Borrower or any 3ucce:ssor in lntexcst of Borrower shall not operate to release the liability of Borrower <br />or any Successc�rs xn Tnterwst of Borrow�r. Lender shall not be required to commence proce�dings against <br />any Successor in Tnterest of Borrower ar �o refuse t� extend time for payment or otherwise modify <br />amortization of the sums secuz'ed by this Se:curity Tnstrument by reason c�f any demand made by thc original <br />Bc�rrawer or any Successors in Interest �f Borrower. Any forbearance by Lender in exercising any right or <br />remedy including, without limitation, L.ender's acceptance of payments frorn third persons, entities or <br />Successors in Interest af Borrower c�r in amounts less than the amount then duc;, Sha11 not be a waiver of or <br />preclude the exercise of any right or remedy. <br />13. Joint and Sev�ral Liability; Co-signers; Successors and Assign,s $ound. 13onrc�wer covenants <br />and agrees that Borrawer's obligations and liability shall be joint and sevc:ral. Howeve.r, any Borrowcr who <br />ccr-�igns this Sccurity Tnstrurnent but dUes not executc the Note (a "co-signer'"): (a) is co-sigr�ing this <br />Security In,strument orily to mortgag�, grant and convey the co-signer's interest in the Praperty under thc <br />terms of this Security Instrument; (b) is not persor�ally obligaked to pay the sums secured by this 5ecurity <br />Instrurnent; and (c) agrees that Lender and any other Bc�rrower can a�ree to extend, rnodify, forbear or <br />make any accommodations with regard to the terzns of this Securily Instrument or the Note wilhout the <br />co-signer's cc7nsent. <br />Subject to ihe provisians of Section 18, any Succ�ssor in Tnterc:st of Borrower who assumcs <br />Borrower's abligations under this Sccurity Instrument in writing, and is approvcd by Lender, shall obtain <br />all of Borrawer's rights and benefits under this Security Instrumenl. �orrower shall no[ be releascd from <br />Borrowcr's obligations and liability under this Security Instrument unless Lc:nder agrees to such release in <br />writing. The covenants and agreernents of this Security Tnstrument shall bind (except as provided in <br />Sectian 20) and benefit the successors and assigns of I.endcr, <br />14. Loan Char�es. Lender may charge Bc�rrower fees for services perl'urmed in connection with <br />Borrower's default, far the purpose of protecting Lender's interest in the Prc�p�rty and rights under this <br />Security Tnstrument, including, but not limited to, atforne�s' fees, property inspecticrn and valuatian fees. <br />In regard te� any other fc:es, the absence: af express authc�rity in this Security Tnstrument to charge a specific <br />tee tc� Borrower shall not be construed as a prc�hibition on the charging of such fee. L,ender may not charge <br />fees th.at are expressly prohibitcd by this Security Instrument or by Applicable Law. <br />If the Loan is subject to a lxw which sets rnaximum loan charges, and that lar�� is finally intcrpreted so <br />that the intcrest or other lc�an charges collected or to be cc�llected in connection with fhc Iraan exceed !hc <br />permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the <br />charge to the permitted limit; and (b) any surns already collc:cted from Borrower which exc:eeded permitted <br />limits will be refunded to ]�orrowc:r. Lender may �;hoose to make this refund by reducing the principal <br />owed under the Note or by making a direct paymc:nt to Borrower. If a refund ar�duces principal, the <br />reduction wzll be treated as a partial prepayment withc�ut any prepayment charge (whether or not a <br />prepaymenl charge is provided fbr und�r the Note). I3o�rrower's acceplan�.e of any such refund made by <br />direct payment to Borrower will constitute a waiver of any right of action Barrower might have arisin;g out <br />afsuch overcharge. <br />15. Notices. All notices given by Barrower or Lendcr in connectioz� with this Sccnrity Instrument <br />must be in writing. Any notice to Borrower in cnnnection wilh this Security Tnstrament shall hc: deemed to <br />have been given ka Borrower when mailed hy first class ma11 or when actually delivered to B��rrower's <br />natice address if sent by other means. Notice to any one ]3orrower shall constitute notice to all Borrawers <br />unless Applicable Law expressly requirc:s otherwise. The natice address shall be the Property Address <br />uriless Borrower has designated a substitute notice address hy notice to Lender. Borrower shall promptly <br />notify Lender of Bc�rrower's chang� of address. If I,ender specifies a procedure for rcpnrting Bortower's <br />change of address, then I3orrowcr shall only report a change of address through that sp�cified procedure. <br />NEBRASKA - Singls Fsmily - Fannie Mae/Freddie Mac UNIFORM INSI'RUMENT <br />�-61NE) tosi�� Page t0af 76 i��t�e Form 3028 1/01 <br />