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+�.������`�'��� <br />�['� �� Lender" � Quicken Loans Inc. <br />Lender is a Corporati on <br />organized and existing under the laws of t h2 S td �;� o f M i c h i ga n <br />Lender's address is 1050 WOOdW�rd Ave. Detroi t, MT 48226-1 90 6 <br />(D) "Trustee" is TITL� 50URCE, INC. <br />(E) "MERS" is Mortgage Electxonic Registration Systems, Inc. MERS is a separate �;c�rporalion thaC is <br />acting solely as a nominee for Lender and Lender's successars and assigns. MER� is the heneficis�ry <br />under this Security Inr,trument. MERS is organized and existing under the laws of Uelaware, and has an <br />address and telephone number of P.O. Box 2026, Flinc, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the pm►nissory nate signed by Borrower and clated �2C�tT'b�l" 17, 2010 . <br />"Thc Nate states thal Barrower owcs Lcndcr 011E Hundred Tw�n�y Three Thousa nd One <br />Hundred Trv�nty Fi ve and 00/100 Dollars <br />(u.s. $123 1 z5. d 0 ) plus interest. Borrower has promised to pay this debt in regular Pcriodic <br />Payments and to pay the debt in full not later than � d n Ud Y'�I �. ,� 0 41 . <br />(G) "Property" means thc paroperiy that is described below under the heading "TransEer ot Rights in the <br />Prnperty." <br />(H) "Loan" means the debt evidcnced by the Note, plus interest, any prepaymenl �harges and late char�es <br />due unider the Note, and all sums due under this Secnirity Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instxument that are cxccuted by Borrower. The foliowing <br />Riders are to be executed by Borrower [check box as applicable] : <br />Q Adjustable Rale Rider Q Condominiu[n Rider ❑ Second Home Rider <br />� Balloon Rider � Planned Unit Development Rider 0 1-4 Family Rider <br />[] VA Rider [� Biweekly Payment Rider � Other(s) [specify] <br />Legal Attached <br />(J) "Appliceble Law" means all controlling applicable federal, state and local stxtutes, re�ulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all appli�able Cinal, <br />non-appealable judicial opinions. <br />(K) "Cammunity Assaris�tinn Dues, Fces, and Assessments" means all ducs, fees, assess�ents and other <br />charges that are imposed on Sorrower or the Property by a condominium associatian, hameowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiatcd thmug�a an electronic terminal, celephanic: <br />instrunnent, computer, or magnetic tape so as to order, instruct, or authorizc a�nanciial institution to debit <br />or crcdik an account. Such lerm inclades, but is not limited w, poiut-ot-salc transfers, automated teller <br />machine transactions, transfers initiated by telephone, wirc: transfers, and antomated clearinghouse <br />transfers. <br />(M) "F�erow ltems" means those items that are described in Section 3. <br />(N) "Miscellaneous Proeeeds" means any compensation, scttlement, award �f darr�ages, or proceeds paid <br />by any third party (other than insurance proceeds paid undcr the coverages described in Section 5) for: (i) <br />damag� to, or deskruction of, the Property; (ii) condemnation or okher taking of all or any part af the <br />Property; (iii) conveyance in lieu of condemnativn; or (iv) misrepresentations of, or omissions as to, the <br />value andJor condition of the Property. <br />(0) "Mortgage Insuranee" means insurance protecting Lencier againsl the nonpayment of, or default on, <br />the Loan. <br />NEBFiASKA - 5ingle Family - Fannie MaelFroddie Mac UNIFORM INSI'RUMENT WITH RS <br />�-6A�NE) �osio� Page 2 af 15 i�;vei$: Form 3028 1l07 <br />�I IN�II IIIII� � all Iall I� MIINIII III III <br />qoa�aosaaa�� osss a�p osis <br />