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<br /> THlS SECURlTY tNSTAl1MENT combines unitorm cova�nts(or nt�ttan�l u�and non�uniiarm covwW►nW with =
<br /> urnuocs va��a,,+by jw�d�on co conax�e�unl�am WcurkY In�trwne+u covwinq rad propetty.
<br /> UNlF�RM COV�NANTS.Borrower and Lend�r cownane and�0rea aa foiiaws:
<br /> 1.Payme�tt o�Ptr�tci}�i 1tt1d Qnt�ra�t:P�s�a�lt�d Lat�Chsr9q. 6otrower aha11 Pt�nptt� Y whan dtw
<br /> t���a a�a�a o�tr,e aa�c�+�, ay utie wot.��y rx�aa�ana��e c�o��u��cn� _.
<br /> n�►�. -
<br /> 2.Fund�tor Taxw�nd Insunnca. SubJect to apptfcable law or to a wrKten waNer b� yLe�de�,Barcower shatl Y
<br /> to Le�cier on the day monthtl►PeY:nants are dw w�cler tha Ncte,untY the Nata is patd tn iuU�a sum('Fund�'for.(e� -
<br /> yearty te�x�ea anc+asseaamanU wt►Id,may atta�n p�iari�►over chis sACwwityy�nsvumenc a�a uen on crw Pro�eity:(b v�+Y
<br /> le�seltokl PaYment�or ptauxl rer�ta on the Pro�wrty.ff eny;(c)yeady hazatd ar pt'opetty ktstuanca premktrtw�(�)
<br /> veariY Aood k�e+xance w�r�n'►s.M any:(o)YeauN rtwrtpage insurance{xen�ums.k any�axi(4 any suma aayable by
<br /> e«,�co Le�der�fn accardancawi�,the P�ov�ona d Parao�aph a t���eu du�ea ayment of m«cpaoe k�su�ance
<br /> preinfuma Tf�a items are caYed'Escraw Iterra.'Ler�de�may.ai any tlme�cdlect n�hofd Funds In en amount not to
<br /> excaed the meudnx,un amowx�ferxlew tor a fedarWy r�lated mort�aqa Ioen may�'e�u�e ior Borrawer'e escrow�
<br /> und�thg t�edaral Rgd Eat�te$ettiemol�t ProCedtx'�s Act of 19T4 as am6ndid trom tuns to t1me.12 U.S.C. §2601 Yt
<br /> seq ('F�ESPAy.uniess another law tttiat apppea to the Ft�nd9 sats a lessor amotu�t.If so.Le�da�rtmy.at any tlme�cdiect
<br /> and hoid Funds tn an amout�t not to axcaad tf�e lesser a�nourrt.Lenda�may estfmate the amount d Funds due on the
<br /> basis of cu�rot�t dada and reasa�e�tkrwitea d stq�enditutes oE future Escraw Itema or dherwise in accondance wlth
<br /> a�ppi{cabla�aw
<br /> TT►e Funds cf�all be held in an hst�Wlo�i whcs�deposks aro k�sured by a federW a�ency,tnsttume�alkY�or en�Y
<br /> Lsnder.If lender ts six:h an ku�tlor�)or tn arry Fedetal Hotne t.oen Banfc.Lotxier shall app(y the Ftir�ds to
<br /> PaY�M�i��ie�Esct+aw Itertts.L.endet may not charqe Borrower�or holdlnp and applyirp tha Funds,a�rutWY ana15R1�9�
<br /> escrow acoount.or veri(yin�the Exra�w Itenw.u�ess Lender pays Bo�rc�wer interost on the Fnnds and appiicabla law
<br /> pem�a Lender to make such a ctwse.Hane�rer.lsr�mey requiro Borrower to pey a one-tics�e c��for a�
<br /> pme�e�ent rwd�tste tauc repottkp ae�vlce t�ed by t.ender f�+c��xtiectiot�with this loa�,�x�iess applfc�tb{e lav�►
<br /> w d� es othetwiee.Ur�!u�asteemer�t b rttacle or applicabie{aw requiros inte�rest W be pai�.Lender shsM not be
<br /> required tc pay Bort�any interest or 4sn��Qs on the Funds.BorroMrer and Lender may a�ee In hawever.
<br /> that ir�est shsM be t�asid on the Funds.Leodsr ahaN�Na to Borrawer.without char0e�an amual a�x�rq of the
<br /> Fund�.sha�g crod�ts and�et�lts to the Funds and the p�wposg tor wl�ich each debk to the Funds was made.The
<br /> Funds an pf�l�ed a addkior�l s�1h►ior�II wms s�curod by thb Sacur�y Instnxnent.
<br /> ff tha Fa aia hdd by Lsndar�xceed the amo�xti.�Pertnkted to ba heid law.Lender ahW acootx�t to
<br /> Ba�towe�tor ths eocoe�s Funds in�cco�danw wit�tf�roqutrements of law.if the amoix�t of the Fu�heid
<br /> (�yj 6.sntler at any dme Is not sulticknt to pay the Es�ccr�+ttert�s wt�n due, may so notiFY Borr'ower�a�rq,
<br /> and�in aud�ceae Bort�ah�N p�y to Lwxler the�mr+snt necesear�l w meko u�a'Me d�ici�ncy.Borta�wa st�ll msko
<br /> up t!w tl�fld�ncY In ro mon th�n tw�lw montt�tY�n�ts,at Lencl�'s sole diocxet�on.
<br /> Upon PaY�+�er�t in fuM d aM�a�c��ced bY this S�ky►Ir�tnx��ent.Le��der shaY promp�t3y refund to BartoMwr any
<br /> ' Fund�Mid by Lender If.ue�dar 21.LAnder�hoil acquira or sai the Pno�etty�Lart�la�'�.pdor to the acqu�ltion
<br /> - ��..,f�t�w�nnwrey,r1,.lt aody a�w Iwid btr Let�cJw at the tim�d soq�ion a�oYs ss a crodit apeinat ttw
<br /> w�s�csnnd bY thk Sac�l�+tratn�ei+er�.
<br /> 9.App1iC�Rio�04 P�rlNnts. UNess aPP����P�����PnY����bS►Lender urxkr
<br /> p�pr�u 1 s�l 2 ahW b�appl�d=fi�t.to sny p�epayn�ent d�u0ea dt�undx ttte[dota;SoCOnd.to an'�otx�h psYai�
<br /> ur�dar paraprapt�2:Wrd.w�e�naa dve:f�ou�,w pr(�Ipai due;and Isat.a any I�a charQ�s c�e�the Nate.
<br /> �. �u«�. e«ra�sn�llpay aN taxas,as�aarrwr�.ct��es,f�,as a�a�o�s atc�x,cabl.to t�e
<br /> Pcr�peity�m.y aKatnI o�r�er Ws sacurt�i►T�trurnent,ar�d{esseNo�d psyrnenb or�ax�d rwxs,if ar�t•
<br /> � garo�,haN pey the�d�in the marx�er�xvwdaa in parspraph 2.«If�,oe peaa in th�n�erx��e«ra+irx shdl .
<br /> ' pay them on tlrtw dlreatl�i W tite p�son owed paymar�.Barr�w�r ahail prort�tly fixr�istt to Lsrxler aN nctk�s of
<br /> amau�b to bo pdd undar 1Ns per�praph.ff Bortaw�r nykos t1�e�e PsYmeMS dinectiY.Botro�rrx shsti promptly fixnfstt to
<br /> � Landar tao�a wid4r�np tlw P�.
<br /> Borrow�:NM prompl�disdru�s�wt�tch hes�iotRy on+�ttth Seaxity Insttl�neat tx�lese Bomo�er:(a,�
<br /> ayr.os h wrt�,�w a,o ps�nc a n,. �uroa by a�s Nen h.rtwrx�ac�ada to�.enaee:ro �nt�h
<br /> pood fakh�tw IMnby�or dei�nds+Qeirwt a�foroamsr�t d ths If�In.lapelh pt�oBedirqs wi�ich in ths s opk�bn
<br /> o�to to pt�rvart tir e�iorcema+R of th�lisn:or(c)�ecurw inom th� okiK af ths Ikn an a�roement sa�orf►to
<br /> l�xlK subipndititlrg ths Ilen to tHs Sedxlly InWurnett.H Lw�dar datomik�thet any p�rt of ttte fa subjecx to
<br /> � a lien whicN may�in prio�ty au�tt�k SacuRl►(+�um��.Lander maY 9N'o Borr+aw�a notics idb�y�g the lien.
<br /> = 8orr��wWfl tt�elien or Ww on�or mon a�tt�actlons s�t��baw witt�h 10 daYa of the�iv�np of�otbe.
<br /> ; 5.1i�rd or PrOp�rtr Instrenc�. Bo��we►�i�ait koep the imNnO�nerws no��►ax�tJrp or twre�(ter'ar�.�ted or�tt�
<br /> f p'�'ope�tY kqureol apatnst{o�bY flre�I�as�uds w�cit�ed wltittn the term'eoQOrxied c�xspa'and any o�t�zar�s.
<br /> � indudlrg fooda or�ood(np.fior v�i�IcP�E,�a�requir�k�trance.Tf�s t�rar�tf�a�bo mek�tained tn tl�e amotnts and
<br /> � fa ttte that lsrKler requiros. TF�e tnwrance cartier pra�idir�tl�a h�txanoe aheM bQ civcaen by Botr�wbject
<br /> : �s���LorKl�s opli��.obtain c��to pratect tsnder's tlpTxs�tl�s Pt�opetty �coo�rlroe wNit �a.
<br /> p��eP��•
<br /> ' fAMIIY-�f�iiafi�C�ii iwsiKit'w�c�7 fi�lL""'S=,9C
<br /> ' I��Tf��/�7D�/3p�8�op}� PAGE 2 OF 6
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