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201iO0324 (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Sectian 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlernent Procedures Act (12 U.S.C. Section 2601 et seq.) and its itnplementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be arnended frotn time to tirne, or any additional or successor legislation or regulation that govems the sarne subject rnatter. As used in this Security Instz'wnent, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related rnortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IIV THE 1'ROPERTY This Security Instrurnent secures to L.ender: (i) the repayment of the Loan, and all renewals, extensio� and modifications of the Note; and (ii) the performance of Bora covenants and agre�ments u�der �is Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the Caunty of Hall . [Type of Recording Jurisdiction] [Name of Recording Jurisdicaon] Lot El�ven c11� Heritage Acres Subdivision, in the City of Grand Island, Hall County, Nebraska. Parcel ID Number: 400044765 150$ Post P1 Grand Island ("Property Address"): which currently has the addicss of �� �cicy�, Nebraska 68801 Iz�coae� TOGETH�R WITH all the irnprovernents now or hereafter erected on tl�e property, and all easements, appurtenances, and fixtures naw or hereafter a part of the property. A11 replacements and additions sha11 also be covered by this Security Instrurnent. All of the foregoing is referred to in this Security Instrument as the "Property. " BORROWER COVENANTS that Barrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encurnbrances of record. Bonrower warrants and W111 �CfEl7� �EIIEI311Y CYIe title to the Property against all claims and dernands, subject to any encumbrances of record. N�BRASKA - Singie Family - Fannie Mae/Freddie Mac UNIFORM INS7RUM�N7 �-6(NE) ioai i � Page 3 of 15 i�rc�ais: � Form 3028 1/01 m � . ,