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201i00284 (D) "Trustee" is CENTRIS F�DERAL CR�DIT UNION,343 N 114TH S'1"REET OMAHA, NE 68154 (E) "Note" means the promissory nots signed by Borrower and dated January 7th, 2011 2011 .'I'he Note states that Borrower owes Lender SEVEN'1'Y FIV� THOUSAND TWO HUNDRED AND N0/100 Dollars (U.S. $ 75,200.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1 st, 2041 . (� "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Nate, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this SecuriCy Inst�rument, plus interest. (I� "Riders" means all Riders to this Security Instrument that are executed by Borrower. 'fhe following Riders are to be executed by Borrower [check box as applicable]: [] Adjustable Rate Rider � Balloon Rider � Other(s) [specify] � Condominiuzn Rider � [� Biweekly Fayment Rider [] � Planned Unit Development Rider Second Home Rider 1-4 Family Rider (I) "Applicable Law" nneans all contralling applicable federal, state and local statuCes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (,n "Com�nnunity Association Dues, k'ees, and Assessments" means all dues, fees, assessments and ather charges that are imposed on Bonower or the Property by a condorninium association, homeowners association or similar organization. (K) "Electronic Ftinds Transfer" mearAS any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer or magnetic tape so as to order, instruct, or autharize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller rnachine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (I,) "Escrow Items" means those items that are described in Section 3. (1Vn "Miscellaneous Proceeds" means any compensation, settlement, award of darnages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnatian; or (iv) misrepresentations of, or omissians as to, the value andlor condition of the Property. �B�ISKt> -- Single Pamily -- Fannie Mae/Freddie Mac [1NIFORM INSTRUMBNT Form 30�28 1/ GCC - G3028-02 (09/Ol) (C'age 2 of 19) Initials: �