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201100281 (0) "Periodic Payment" rneans the regularly scheduled amount due for (i) principal and intexest under the Note, plus (ii) any arnounts under Section 3 pf this Security Instrument. (P) "RESPA" means the Rea1 Estate Settlement Pracedures Act (12 U.S.C. Section 2601 et seq.) and its iznplementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrunnent, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related rnortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Froperty, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS 1N TH� PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For. this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall . [Type of Recording Jurisdiction] [Name of Recording 7urisdictionJ Lot Four (4), in Block Five (5), in Ashton Place, an Addition to the City of Grand Island, Hall County. Nebraska. Parcel ID Number: 4 0 0 010 5$ 5 2215 W Charles St Grand Island ("Property Address"): which currently has the address af �strectl [ciry], Nebraska 68803 LZ�P Code] TOGETHER WITH a11 the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this SecuxiCy Instrurnent. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencunnbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �� �-6(NE) lost tl Page 3 of 15 Initials f�� Form 3028 1/01 � , . C