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<br />(Q) "RESPA" mean� the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X(24 C.F.R. Part 3500), as theymight be amended from time to time, or any additional ar successor legislation
<br />or regulation that governs the same subject rnatter. As used in this Security Instrument, "RESPA" refers to all requirements
<br />and restrictions that are imposed in regard to a"federally related mortgage loan" even if fhe Loan does not qualify as a
<br />"federally related mortgage loan" under RESPA.
<br />(R) °`Successor in Ynterest af Barrower" means any party that has taken tifle to the Property, whether or not that partyhas
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />TRANSFER OF RIGHTS IN THE PROP�RTY
<br />The beneficiary ofthis Security Instrurnent is MERS (solely as nomrnee for Lender and Lender's successors and assigns) and
<br />the successors and assigns of M�RS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all
<br />renewals, extensions and modifications of the Note; and (ii) th� performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in
<br />trust, with power of sale, the following described property located in the County
<br />of Hall [Type ofRecording Jurisdiction]
<br />[Name ofRecording Jurisdiction]
<br />Lot �leven (11), Block B, in Park-View Subdivision, in the City of Grand Island, Hall County, Nebraska
<br />which currently has the address of 2110 Pioneer Blvd
<br />[Street]
<br />Grand Island , Nebraska 68801 ("Properry Address"):
<br />[City]
<br />[Zip Code]
<br />TOGETHBR WITH all the improvements now or hereafter erected on the pmperty, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the propercy. All replacements and additions shall also be covered by
<br />this Security Instrument. All of the foregoin� is referred to in this Security Instrurnent as the "Property." Borrower
<br />understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, but,
<br />if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right:
<br />to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take
<br />any action required af Lender including, but not limited to, releasing and canceling this Security Instrument.
<br />BORROWER COVENANTS that Borrower is lawf'ully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of
<br />record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with
<br />limited variations by jurisdiction to constitute a uniform security instrument cavering real property.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal, Interest, Escrow ltems, Prepayment Charges, and Late Charges. Borrower shall
<br />pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges
<br />due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note
<br />and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by I.ender
<br />as payment under the Note or this Security Instrumenc is returned to Lender unpaid, Lender rnay require that any or all
<br />subsequent payments due under the Note and this Security instrument be made in one or more of the following forms, as
<br />selected by L,ender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check,
<br />provided any such check is drawn upon an institution whose deposits are insured by a federal a�ency, instrumentality, or
<br />entity; or (d) Electronic Funds Transfer.
<br />Payments are deemed received by Lender when received at the location designated in the Note or at such other
<br />location as may be designated by Lender in accordance with the notice provisions in Section 15. L,ender may return any
<br />payment or partial payment ifthe payment or partial payments are insufficient to bring the Loan cur'rent. Lender may accept
<br />NEBRASKA--Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS)
<br />12439.CV (]/OR) 904606
<br />Form 3028 1/Ol (page 2 of'8 pnges)
<br />Creative Thinking, Inc.
<br />GOTO(OD 146281)
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