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<br /> 7'(3t;Ei'H�it WI7'EI all Ux:im,�m�•ccr�rur nnw or beroat"3et erocta�pn the prcrperly,�,ncl all rxca�x�Un.�y�surttita�ues.�ux!
<br /> fi�tur� rww cu he��Rar � Ewrt of Iht �+ruQerty. Ali re�lYCCnxnts ud rdciiticwis stull dsa be c�avend by lhis Socurit,
<br /> lustcuntint. A{1 uF d�e f�m�goiu� is referr�ci ta in this S�urity inctrunk.nt r�the"Pr.,peity."
<br /> HORROWER �OV�IVANTS ttwi Born�wer is lawfully selc�l af the estatr t�reDy�rn�•nyecl uix!has U�e ri�ht ta�r�►►t ar�e!
<br /> �ru�vey U� Prr,��rty a�xi th�t ihc f'nyxny is uiKncun�r�i,errept fo�encutnbrancrs of mord. lionawer watrarus eax!uvi!!
<br /> defenci generrliy Ihe title m thr Property�ainst a!1 claimr•and dem��ds,subject to:u�y esu�mbraiu�es af r�euorcl.
<br /> THiS SEt i1Rt�'Y YN5i'RUI�+iENT mmbincs unifomti coti�cr�nts for natiwul usc and aw�•wtifutiu wvcuwi,with luuiW,!
<br /> variation,a by jurisdiction to canatitute a unif�mi security instrunxnt�wering real pcapercy.
<br /> UiviraR�i CuVE?1VANi,. Bottawer znd[.e�.::coveiu►►u�.1 agree as futbws:
<br /> 1. Ps�ya�eut d Priadp�l atW Inten�t; PreA�Ym'rnt w�d I.ate Charges. Borrou�cr slsall pnxnptly pay whcn duc the
<br /> princip�l af and interest on the det+t evideneed by the Nae and a�y pnpaymeiu and late charga due under the Natr.
<br /> 2.F'uuds tor Tiuces aod Iacursua. SubJoct to applicabk law or to a written wai�er by l,cndcr. Borrower st�ll pay to
<br /> t.cnder on t!x day mowhly paYmcats aro due under the Note. uatil the Note is paid in full.a sum("Funds")for:(a)yearly uxes
<br /> and assessments which may�ttain prioriry ovu tlus Security Instrument su a lien on the Praperty; {6)yeuly lcasehold p�ynwsts
<br /> or ground rents on the Property. if aay;(c>Yearly hazand or PrW�ertY insursnce pniniums:(dl Yarly ftax9 insurance pnemiwn�.
<br /> if�ny:(e)Ytarly martgage insur�xx prcmiums. if ony:and (fl anY s�ms paYable by Borrower to l.ender. in accordanc�t with
<br /> We provisiau of paragrdph 8, in lieu of tfre payment of mortgage insurar�prcaniumc.71�se items are called "Escrow Itoms."
<br /> Lrnder may. at �ny time. eoltect snd hold Funds in an anwu�u sat to cacceed th� maximum amount a lender far� fadu�lly
<br /> reiated mortg�e laan may roquire for Bornowu's escrow xcount under the fedu�al Re�i Fswte Settkment Pracalurcs Act of
<br />_ 1974 as air�eaxled from timo to time, 12 U.S.C.Section 2601 et scq. ("RESPA'),ualess a�wther!aw that applies to the Funds
<br /> sets a lesseo�nxwnt. if so, Lender may.su any time, mllcct and hnld Funds in an amount nc�tt to excoed the lcsscr �nouni.
<br /> 1.end�r may estimue the amount of Funds du�o� the batis of cuaeat d�ta aad reasonahk euimatu of expendiwns of fuwre
<br /> , fiscmw Itans or othenvise in accordance with applicabk lxw.
<br /> The Fwrds thalt be held in an institudon whose deposits are insured by a fakral sigency, inucumauality, or uuity
<br /> (including Lendu,if I,rnder is such aa institutioup o�in any Fedaal Hane Loan Bank.Lendu shall apply the Funds to pay the
<br />+. Fscrow Items. La�der may aoi charge Bortnwer f.ur boWit�g and applying the Fwds.Ynnually analyzing the acrov►secount,or
<br /> verifyiag the Fscrow Ituns.unless Lender pays Ba�rrowu interat on the Funds aud zpplic�bk taw pemdts I.eoder W make such
<br /> a ch�rge. However. I.eoder may require Borrower to pay a one-dme charge for:in icdependa�t neal est�te tax reportireg servicx
<br /> used by I.ender in aa�cdon with this loan, unles,� applicable iaw pmvi�u�xrwise. LJNess an �re�anent is made or
<br /> . '.� applicabic law requires i�xCerest to be p�id,L.ader shall aot be roquired to pay IIw�wer ac[�;iotenu or earnings oa the Fun�1s.
<br /> Borrowu and Lender may agroe in writiag, bowevu. td�t iruenst st�ll be pauf:t�tl�e Fcu�ci�. I.erxkr shall give to Bcxrower,
<br /> �� witlwut charge. �n�wwal aocountiag of the Fuods,showing credits and debi��.c.� tBe Funci;�ad the per-�ase for which txh
<br /> . de6it to the Funds wat made.The Funds�re plalged as additiawl security far�IIC stisms securod by this Sec��lnstrvment.
<br /> - , If the Funds beld by i�et�det ea�ooed the anwunts pemiittod to be h�ld by;,�ry,n.}icable law.Lender sh�L suaawnt W Botrowu
<br /> for the eacess Fwds in xrordance with the nquirea�ents of applicsble law. 6E G"k amount of the Funds itie3d by I.ender at any
<br /> _ time is not sufficiau W p�ay the Escrow Itea�when due.Itnder may so notify Botrowe.�in writing.ud,in such case Barowes
<br />`� �AsY �l.eader tLe amount neassary to m�ke up the deficieacy. Borrower shall cuaka up the defizieo�.y ia n�wore dwa
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<br />_;;; Upoa wymeat iq�'ctiit of all sums securea by chis socur;ry Icuirumuu. I,ena« sis�u prompdy rcfi,na co sortnwer �ny
<br /> = Funds txld by Lender.Ti€uader pangrap8 21.Lender shall acquire or self the Property.La�der,Prior to the xquisidon or sale
<br />__ of the Propaty, sluil�y aay Funds hdd by l.crider at the time of xquisition or sale as��redit sigainst the sumc securad by
<br /> s tAis SxuritY instiumeat•
<br />::_� 3.AppBcatios at Pavments.Unless applicable law provida vthorwise,s12 pnyments no�ived by I�adcr under�arignphs
<br />= 1 and 2 st�atl be applied: f"ia�st. to anY P►epaYaxut chuges due under the Noue;�8, to amounts pax�bte.uadtr p�ra�t�pb 2;
<br />'�� : third.W irwemi due;fortatPs,to priacipal due;wd tast,to any late clsarges dtx cuu�ier tbe I�iots. .
<br /> � �.Chtr�a;l.ies�. Borrowa slrall pay all taxes. assessmeats,charga, fcats aad i�itioas attributable to the Pro{�aty .
<br />- which may auain priority o�•er this Savrity Instiumu�t, and kxseLold paya�ait�or�:rcats. if any. Borrowa sl�ll PiY
<br /> .R H�ese obligations in the e►�ner providod in garagr�ph 2,ot if r�ot paid in that ar�r-,oer.Bo�rawer shaU pay ttxm on qm�diroctly
<br />=- to the person owad paytt�.8orrower s}�II PromptlY furoish W Leader all mt%�c of amounts W 6e psid under this para�raph.
<br />_ If Borroaer nylcet tBese�ymrnts dinecxly,Borrower sl�ll promptly fuinish to Leader rooeipts evideaeing the p�yme�ts,
<br />_= Bomowu sh�ll promptly dischuge any lien which h�s priority ovu this Secur'ty Ir�tnunrnt unkss Borrower:(�)sgrqes ia
<br /> _ ` writing w�t�e paymeat of the oblig�tiaa secural by the liea in a u�anaer acceptable to I.enter.(b)contesu in good faitb tir4�lka
<br />_ c by, or sleC�udt �inst eafora,meat of the lieu in. kgal WnoeedinSs which ia the Laxier'a opinioa operat� to pctveM the
<br />, { ��. ; rnforoement of tl�e liea:or(c)secxuts fro�the�a:der af the firn an:grc�e.;�ati�f:C.ary to I.e.-xl�a�sw5oruimtuig Utie li�w
<br />:.�, .Wis Savrity Insuua�eut. If Leader sletersnines th�t a�y put of the Property is subjoct to a lim which may xttaia priority ovtr
<br /> .i�� 'dus Security I�uurt�at,I.ender may give Bormwu a notioe identifying the lia�.Borrowcc sball satisfy the liai or take ooe or
<br /> ��, awre of t1�e aotionc ut iorW above withia 10 days of the Yiving of notice. �
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