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2oiioo234 9. ProtecHan af Lender's Interest in the Property and Ri�hts Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this 5ecurity Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under tlais Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement af a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Froperiy, and securing aand/or repairing the Property. Lender' s actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable atkorneys' fees to protect its interest in the Property andJor rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Properly includes, but is not limited to, entering the Froperty to make repairs, change lock,5, replace or board up doors and windows, drain water from pipes, elimznate building or other code violations or dangerous canditions, and have utilities turned on or of£ Although Lender may take action under this Section 9, Lender does nat have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authoriz�d under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. '�'l�ese amounts shall bear interest at the Note rate from the date of disbursement and sha11 be pa.yable, with such interest, upon notice from Lender to Borrower requesting payznent. IJ t�is Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. lf Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the mer�er in writing. 1�. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required tn maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage lnsurance coverage required by Lender ceases to be available from the mortgage insurer that previously prpvided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortga�e Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, frozxa an alternate mortga�e insurer selected by Lender. If substantially equivalent Mortgage Insurarice coverage is not available, I3orrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payznents as a non-refundable loss reserve in lieu of Mortga�e Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultirz�ately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the prerniums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required ta rnake separately desi�nated payments toward the premiuzns for Mortgage Insurance, Barrawer shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 aFfects Borrower's obligation to pay interest at the rate provided in the Nate. Mortgage Insurance reiznburses Lender (or any entity that purchases the Note) for certain losses it may incur if Barrawer does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk oxa all such insurance in force from time to time, aztd may enter into agreements with other parties that share or znodify their risk, or reduce losses. These agreements are an terms and conditions that are satisfactory to the martgage insurer and the other party (or parties) to these agreez�aent�s, These agreements naay require the mortgage insurer to make payxnents using any source of funds that the mortgage insurer may have available (which may include funds obtained fram Mortgage Insurance premiums). 231041 NEBRASKA - Single Family - Fannie M ae/Freddie M ac UNIFORM INSTRUM EN7 �-B(NE) (0811) Page 8 of 15 iniciais: �� Form 3028 1/01 � �_