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�01i�0�v0 F3orrower shall promptly dischar�;e any lien which ha5 priority over this Security Jnstrum�nt unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so lon� a� Borrower is performing such agreement; (b) contests the lien in good faith by, or defend5 against enforcement of the lien in, legal praceedings which in Lender's opinion operate t.o prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the hplder of the lien an agreement satisfactory to Lender subordinating the lien to tl�i5 Security Instrument. If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give T3orrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may r�quire Borrower to pay a one-time char�e for a rea] estate tax verification and/or reporting service used by Lender in connection with this Loan. 5. Property Insnrance. Borrower sha11 keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards includin�;, but not limited to, earthquakes and floods, for which l,ender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and far the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier prnviding the insurance shall be chosen by Borrower sub,ject to Lender's right to disapprove I3orr�wer' s choice, which ri�ht shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one-time char�e for flood zone determinatiqn, certification and tracking services; or (b) a one-time charge for flood zone determination and certification services and subsequent charges each time rernappings or similar changes occur which reasonably might affect such determiztation pr certification. Borrower shall also be responsihle for the payment of any fees imposed b,y the Federal Ernergency Managernent Agency in connection witl� the review of any flood zone determination resultin� from an objection by Horrower. If Borrower fails ta maintain any of the coverages described above, Lender may obtaua ir�surance cpverage, at Lender' s option and Borrower' s expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or mi�ht not protect Borrower, Borrower's equity in the Property, or the contents of the Froperty, against any risk, hazard or liabiliry and rzaight provide greater or lesser coverage than was previously in effect. Borrower acknawledges that the cost of the insurance coverage so obtained might signi�cantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instniment. These amounts shall bear interest. at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice fmm Lender to Borrower requesting payxnent. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall iraclude a standard mortgage clause, and shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Barrower obtains any form oF insurance coverage, not otherwise required by S.ender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. In the event of loss, Borrower shal] �ive prompt notice to the insurance carx and Lender. Lender znay malce proof of loss if not made promptly by Borrower. Unless Lender and Borrower atherwise agree in writing, any insurance proceeds, whether or not the underlying insurance rvas required by Lender, shall be applaed ta restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an ppportunity to inspect such Property to ensure the 231042 NEeRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT J�� �-6(NE) �oa��) Page6 of 15 ina�ais: �f' h� Form 3028 11p1 �