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20110Q22G (Q) "Periadic Payment" means the regularly scheduled amaunt due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Secur'rty Instrument. (P) 'RESPA" means the Real Estate Settlement Procedur�s Act (12 U. S. C. Section 2601 et seq. ) and its ixnplementin� regulation, Regulation X(24 C.F.R. Part 350�), as they mi�ht be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As u5ed in this Security Jnstrument, "RESFA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mprt�age loan" under RESPA. (Q) "Successor in Interest af Sorrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER O� RIGHTS IN THE PROP�RTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renawals, extensions and modifications of the Note; and (ii) the performance of Borrower's cavenants and agreement5 under this Security lnstrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL . �Type of Recording Jurisdiciion] [Naroe ol'Recording Jurisdictian] LOT (TWO) 2, GARDEN SECOND SUB�IVISION, CITY OF GRAND ISLANQ, HALL COUNTY, NEBRASKA Parcel ID Number: 400210819 , 400210827 223 S SHADY BEND RD Grand Island ("Property Address"): which currantly has the address of [Street] [c;ry�, Nebraska 668Q1 [z�p code) TOGETHER W.TTH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and �xtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. Al] of the foregoing is referred to in this Security Instrurnent as the "Property." BORROWER COV�NANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances o£ record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances af record. NEBi2A5KA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6�N�� (0811) Page 3 of 15 Initials m 231037 Form 3028 7101