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201�00��7 9. Protection of Lender' s Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agrecments contained in this Security Instrument, (b) tl�ere is a legal proceeding that rnight signi�cantly affect Lender's interest in the Properiy and/or rights under this Security lnstrumeni (such as a proceeding in bankruptcy, probate, for condernnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or re�ulations), or (c) Borrower has abandoned the Property, then Lender may do and pay fpr whatever is reasonable or appropriat� tn protect Lender's interest in the Property and rights under this Security Instrument, including protectin�* and/or assessing the value of the Property, and securing and/ar repairing the Property. Lender' s actions can include, but are not limited to: (a) payin�; any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attUrneys' fees to protect its interest in the Properiy and/or ri�hts under this 5ecurity InatrumenC, including at� secured pasition in a bankruptcy proceeding. Securing the Property includes, but is not limiCed to, entering the Property to make repairs, change locks, replace or baard up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous canditions, and have utilities turned on or off. Althc�u�h Lender may take action under this Sectipn 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not takin� any or all actions authorized under this Section 9, Any amaunts disbuarsed by Lender under this Section 9 shall become additional debt af Borrower secured by this Security Instrument. Theae arnounts shal] bear interest at the Note rate from the date oi' disbursement and shall be payable, with such interest, upon notice from Lender to Borrower reque5ting payment. If this Security lnstrument is on a leasehold, Borrower shall coxnply with all the provisians of the lease. If Borrower acquires fec title Co the Froperty, tk�e leasehold and the fee title shall not merge unless LEnder agrees to the merger in wriCing. 10. Mortgage Insurance. lf Lender required Mort�age Jnsurance as a condition of making the Loan, Borrower shall pay ihe premiums required to znaintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insuraxace and Borrower was requir�d to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiurns required to abtain coverage substantialiy equivalenC to the Mortga�e Insurance previou5ly in effect, at a cast substantially equivalent to the cost to Borrower of the Nlort�a�e Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not. available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the in,surance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. 5uch loss reserve shall be non-refundable, notwithstanding the fact thai the Loan is ultirnately paid in full, and Lender shall nat be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mort�age Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payrnents toward the premiums far Mortgage Jnsurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Barrower shall pay the premiums required to rnaintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender' s requirement for Mortgage Insurance ends in accordance with any written agreement betw�en Barrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section l0 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (ar any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force frorn time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to che mort�;a�e insurer and the other party (ar parties) to these agreements. T'hese agreements may require the mortgage insurer to make payments using any source of funds that the mort�age insurer may have available (which may include funds obtained frorn Mortgage Insurance prezx�iums). � � 231034 NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �,. �-6�NE) �os��> PageB of 15 inic�a�s: Form 3028 '� ��'� � `� �_.. i�