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2alioo�s� 9. Protection of Lender's interest in the Prnperty and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security instrurnent, (b) there is a legal proceeding that might signi�cantly affect Lend�r's interest in the Property and/or rights under tlais SecuriCy Instrumenc (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender' s interest in the Property and rights under this Security Instrument, includinc protectin� and/or assetising the value of the Property, and securing and/nr repairin� the Property. Lender's actions can include, but are not lamited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or right� under this Securiry Instrument, including ita secured position in a bankruptcy proceeding. Securin� the Yroperty includes, but is not lirnited to, entering the Property to make repairs, change locks, replace or board up daors and windows, drain water from pipes, eliminate building or other code violations or dan�ernus conditions, and havE utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not. under any duty or obligation to do so. It is agre�d that Lender incurs na liability for not taking any or a11 actions authorized under this Section 9, Any amounts disbursed by Lender under this 5ection 9 shall become additional debt of Barrower secured by this Security Instrument. These amounts shall bear interest at the Note rate frorn the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payrnent. If this Securitv Instrument is on a leasel�old, Borrower shall comply with all the provisions of' the lease. If Sorrower acquires fee title to the Property, the leaseholcl and the fee title shall not merge unless Lender agree:� to the merger in writing. 10. Mortgagc Insurance. lf Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortga�e Insurance in effect. .Cf, fnr any reason, the Mortgage insurance covera�e required by Lender ceasea to be available from the mortgage insurer that. previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrpwer shall pay the premiums required to obtain coverage substantially equivalent to tk�e Mortgage Insurance previously in effect, al a cost substantially equivalent to the cost to Borrnwer of the Mortgage Insurance previously in effect, from an alternate mortga�;e insurer selected by Lender. If substantially equivalenl Mortgage Insurance coverage is not available, Borrower shall continue to pay tt� Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments ati a non-refundable loss re5erve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstandin� the fact that the Loan is ultirnately paid in full, and Lender sha11 not be required to pay Sorrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amownt and for the period that �ender requires) provided by an insurex selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. l.f Lender required Mort�age Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward tl�e premiums for Mortgage Xnsurance, Sorrower shall pay the premiums required to maintain Mortga�e Insurance in effect, or to provide a non-refundable loss reserve, unti1 Lender' s requirement for Mortgage Insurance ends irn accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable I,aw. Nothing in this 5ection 10 affects Borrower' s obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Tnsurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or rnodify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer tn make payznents using any saurce of funds that the znortgage insurer may have available (which may include funds obtained from Mortgage Insurarace premiums). 231030 NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT (, �-6(NE) (oa�� PageB of 15 ir�f��_��- 3028 1101 m