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�o��oo�s� 9. Protecti.on of Lender's Interest in the Property and Rights Under this Security Instrumen� lf (a) Borrower fails to perForm the cavenants and agreernents cantained in this Security Instrument, (b) thcre rs a legal procee�ing that might sagnificantly affe�t Lender's interest in the Properiy and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attarn priority over this Security Inshument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, th�n Lender may do and pay far whatever is reasonable or appropriate to pratect Lender's interest in the Properiy and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and se.�uring and/or repairing the Property. Lender' s actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includ�, but is not limit0d to, enterrng the Property to rnake reparrs, change lacks, xeplace or board up doors and windows, drain water from pipes, eliminate building or othe�c code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no Hability far not taking any or all actions authorized under this Se�tion 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security lnstrument. These amounts shall bear interest at the Nota rate from the date of dis6ursement and shall be payable, with such interest, upon notice from Lender to Bonower requestirtg payment. . If thrs Security Instrurnent is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. ip, Mortgage Insurance. If Lender requir�i Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiurns required to maintain the Mortgage insurance in effect. Tf, for any reason, the Mortgage Tnsurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiurns for Mortgage Insurance, Borrawer shall pay the premiums required to obtain coverage substantially equivalent to the Mortgaga Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previ�usly rn effect, from an alternate mortgage rnsurer selecte� by Lender. Tf substantially e�uivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay ta Lender the amount of the separately designated payments tt�at were due when tha insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such lass reserve shall be non-refundable, notwithstanding the fact that the Loa�a is ultirnately paid in full, and Lender shall not be required ta pay �rrawer any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance c�verage (rn the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiurns for Mortgage Insurance. If Lender required Mortgage Insurance a,s a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insuxance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Martgage Insurance ends in accardance with any wt�itten agreemerrt between Borrower at►d Lender p.roviding for such tertt►ination. or until ternvnation is required by Applicabl� Law. Nothing in tlus Section 10 affects Borrower's abligatiort to pay interest at the rate provided in the Note. Martgage insuxance rermburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower rs not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such ins�u'ance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These ageements are on tenns and conditions that are satisfactory to the mortgage insurer and the other party (or partie,s} ta these agreements. These agreements may rc;quire the mortgage insurer to make paymezats using any source of funds fhat the mortgage insurer tnay have available (which may include funds obtained from Mortgage Insurance premiums). 2200094632 D v6ANE NEBRASKA - Single Family - Fannle Ma�/Freddle Mae UNIFQRM INSTRUMENT WITH �-BA(NE) loeto� PepdB vf 15 i��t�aia: Farm 3028 1/01 c� �ii/