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<br />(C)"Lender"is U.S. Bank N.A.
<br />Lender is a National Assoca.ata.on
<br />organized and existing under the laws of
<br />Lender's address is 4801 Frederica
<br />The United 5tates Qf America
<br />Street, Owensbora, K7C 42301
<br />(D) 'Trustee" is Mr . Thomas Locher
<br />2002 bouglas Street, 200 7he Omaha Club, Qmaha, NE fi8102
<br />(E) "MERS" rs Mortgage Electronic Regrstration Systems, Inc. MERS is a separate corporation that is
<br />acting solely a,� a nominee fpr Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Tnstrument. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telepk�one number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-M�RS.
<br />(F� 'Tiote" meaus the prom.issory note signed by Borrower and dated O1/03/2011 .
<br />Tl�e Note states that Borrower owes Lender Sixty Thousand and 00/100ths
<br />Dollars
<br />(U.S. $ 60, 000 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than February 01, 2021 .
<br />(G) "Property" means tlae properiy that is described below und�r the heading "Transfer of Rights in the
<br />Property."
<br />(Fi) "Luan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, azad al.l sums due under this Security Instrument, plus interest.
<br />(� "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate [tider � Condominium Rider [] Second Home Rider
<br />.�� Balloon Rider � Planned Unit Uevelopment Rider � 1-4 Family Rider
<br />0 VA Rider n Biweekly Payment Rider � Other(s) [specify]
<br />(,n "Applicable L�w" means all controlHng appHcable federal, state and local statutes, regul.atrnns,
<br />ordinances and administrative rules and orders (that have the effe�t of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(� "Community Association Dues, Fees, and Assessments" rneans all dues, fees, assessments and other
<br />charges that are irnposed on Sorrawer ar the Property by a condominium association, homeowners
<br />association or sim.ilar organization,
<br />(��) "F.lectronic Funds Transfer" means any transfer of funds, other than a transactian qriginated by
<br />check, draft, or similar paper instrument, which is initiated through an e]ectcon'rc termrnal, te].ephonic
<br />instrument, computer, or magnetic tape so as to order, rnstruct, or authorize a financial institution to debit
<br />or credit an account. 5uch term includes, }�ut is not linaited to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />cransfers.
<br />(Nn "Escrow ltems" means thos� items that are descrrbed in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensatron, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destructian of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in. lieu of condemnation; or (iv) misrepr�sentations of, or omissions as to, the
<br />value and/or candition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nanpayment of, or default an,
<br />the Loan.
<br />2200Q94632
<br />NEBRASKA - Single Family - Fannle Mae/Freddle Mac UNIFORM INSTRUMENT WIT
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