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�o.�.�ao�_�o 9. Protectian of Lender's lnterest in the Propert,y and Rights CJnder this Secnrit,y Instrument. If (a) Borrower fails t� perfnrm the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or ri�hts under this Security Instrument (such as a proceeding zn bankruptcy, probate, for condemnation or for.feiture, for enf��rcement of a lien which may attain priority over thi� Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then I,ender may do and pay for whatever is reasonable or appropriate tn protect Lender' s intereat in Che Property and rights under this Sacurity Instrumenl, including protectinb andJor assessin� the value of the Property, and 5ecurin� andJor repairing fhe Property. Lender' s actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in c�urt; and (c) payin� reasonable aCtorneys' fees to protect its interest in the Prnperty and/or righCs under tl�is Security Instrument, including its secured position in a banlcruptcy proceeding. Securing the Property includes, but is not limited to, �ntering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code viola�ions or dangerous ennditions, and have utilities turned on or of£ Although I.ender may take action under thi5 Section 9, Lender do�s not have to do so and i:� not under any duty or obliz�ation to dn so. It. is a�reed that Lender incurs no liability far not. takin�, any or al] action5 authorized under this Section 9, Any arxtouz�ts disbursed by Lender under thi5 Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts sha11 bear interesi at the Note rate from the date of disburaement and shall be payable, with such interesl, upon notice from Lender to Borrower requestin� payment. If tk�as Security lnstrument is on a leasehold, F3orrc�wer shall comply with all the parovisions of the lease. lf Borrower acquirea fee title to the T'roperty, the leasehold and the #ce title shall not merge unless Lender agrees to the merger in v�� 1U. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of malcin� the Loan, Borrower shall pay the premiums required to rnaintain the Mortgage Insurance in effect. If; for any reason, the Mort�age InSUrance coverage required by Lender ceases ta be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for 1VIortF�agE Insurance, Borrower shall pay che prexniuzz�s required to obtain coverage substantially equivalent to the Mortgage Insurance previvusly in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previousl}-° in effect, frosn an alternate mortgage insurer selected by Lender. If substantially equivalent Mort�a�e Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain tl�ese payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve sha11 be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest. or earnings on �uch loss reserve. I.ender can no lon�er require loss reserve payments if Mort�age Insurance coverage (in the amount and for the period that. Lender requires) provided by an insnrer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortga�e Insurance. If I.ender required Mortgage lnsurance as a condition of making the Loan and Bprrower was required to malce separately designated payments toward the premiums for Mortgage Cnsurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender' s requirement for Mortgage Insurarace ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothin� in tliis Section 10 affects Borrower's obligation to pay interest at the rate provided in the Not.e. Mortgage Insurance r�irnburses Lender (or az�y entity that purchases the Note) for certain losses it may incur i£ Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mort�age inaurers evaluate tl�Eir total risk on all such insurance in force from time to time, and may enter into agreements with other parties tk�at share ar rnodify their risk, or reduce losses. 'T'hese agreements are on terms and conditipns that are satisfactory to the mortgage insurer and the other party (or parties) to th�sc agreements. These agreements may require the mortgage insurer to make payxnents using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage lnsurance premiums). 23�.031 NEBRASKA - 5ingle Family - Fannie MaelFreddie Mac t1NIFORM INSTRUMENT f �� �-B(NE) (0811) PageB of 15 Initials: ��/�" Form 3D28 1I01 �