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2alioo�so (0) 'Teriodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under 5ection 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U. S. C. Section 2601 et seq. ) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from tirne to time, or any additional or successor legislation or regulation that gnverns the same subject matter. As used in this Security Instrument, "RESFA" refers to all requirements and restriction5 that are imposed in regard to a"federally related rnortgage loan" even if the Loan does not qualify as a"federally related mortga�;e loan" under RE5PA. (Q) "Successor in Interest of Sorrower" means any party that lias taken title to the Property, whether or nat that party has asaumed Borrower's obligations under the Note and/or this Securit}� Instrument. TRANSFER OF R]GHTS IN TFIE PROPERTY This Security Instruznent ;;ecures to Lender: (i) the repayment of the Laan, and all renewals, extensions and xnodificatians of the Note; and (ii) the perforrnance of Borrower's covenants and agreernents under this Security Instrument and ti�e Note. For thi5 pur'pose, Borrower irrevocably grants and conveys to Trustee, in truat, with power of sale, the following described property located in the County of HALL . ["1'ype of Recording Jurisdiction] �Name of Iteccuding .turisdiction] LOT NINE (9), IN BLOCK 5IX (6), IN GILBER7'S ADDITION TO THE CI7Y OF GRAN� ISLAND, MALL COUNTY, NEBRASKA. Parcel ID Number: 400133474 908 W 11TH ST GRAND ISLAND ("Froperty Address"): which currently has the address of [Street] [c��y�, Nebraska 68801 [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easen:�ents, appurtenances, ar�d �xtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security �nstrument. All of the fpregoing is referred to in this Security Tnstrument as the "Property." B�RROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and wi11 defend generally the title to the Praperty against all claims and demands, subiect to any encumbrances of record. 231031 NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-B(NE) (0811) Page 3 of 15 i��t�eig: �.. / Form 3028 1101 m