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�viioo�7� 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrurnent, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Secuz'ity InstrumenC (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcernent of a lien which may attain priority over this Security Instrwnent ar to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. [.ender's actians can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this 5ecurity Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Secuxity Instrument, including its secure�i position in a ban.kruptcy proceeding. 5ecuring the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pip�s, eliminate building or ather code violations or dangerous conditions, and have utilities curned on or off. Although L.ender may take action under this SecCian 9, L.ender does nat have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs na liability for not taking azty or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrawer secured by this Security Instzvment. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not rnerge unless I,ender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Martgage Insurance as a condition of making the T..oan, Borrower shall pay the premiurx�s required to rnaintain the Martgage Insurance in effect. I�, for any reason, the Mortgage Inswranc� coverage required hy Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for 1tRlortgage Insurance, Borrower shall pay the premiums required to obtain coverage substancially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Bo�ower shall continue ta pay to L.ender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable lass reserve in lieu of Mortgage Insurance. Such loss reserve shall be nan-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. T_.ender can no longer require lass reserve payrnents if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becames available, is obtained, and L.ender requires separately designate� payments toward the prerniurns for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the prerniurns for Mortgage Insurance, Borrower shall pay the prezniums required to maintain Mortgage Insuranc� in effect, or to provide a nan-refundable loss reserve, until Lender's requirernent for Mortgage Insurance ends in accordance with any written agreement between Borrower and I.ender providing for such terminatian or until termination is required by Applicable Law. Nothing in this Sectian 1Q affects Borrower's obligation to pay interest at the rate provided in the Nnte. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain lasses it may incur if Borrower daes not repay the I,aan as agreed. Boxxower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and rnay enter into agreements with other parties that share or ttxodify their risk, or reduce losses. These agreeznents are on terms and conditions that are satisfactory to the mortgage insurer and th� other party (or parties) to these agreements. These agreernents rnay z'equire the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained frorn Mo�tgage Insarance premiums). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6�NE) loai �1 Page 8 of 15 initiais: u_ Form 3028 7/p7 � �