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<br />[Space Above �'his �.ine For Recording Data]
<br />Requested by and returned to: �TN TD '
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<br />me oans, A• � U5T Global
<br />�P,D.-�e�$�57 345 Rouser Road
<br />Suite 201
<br />' Moon Township, PA 151p8
<br />FHA Case Number: 321-2944267-951/255
<br />Loan Number: 1902012043
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<br />FIXED RATE SECOND DEED OF TRUST
<br />(HOME EQU�TY CONVERSION)
<br />THIS DEED OF TRUST SECURES A REVERSE MORTGAGE
<br />THIS DEED OF TRUST ("Secua'ity Instrurnc,�nt" or "Second Security Instrument") is made on December 21 2010.
<br />The h is Lorraine M Maloley whose address is 326 Mallard Lane, Grand Island, NE 68$Ol ("Borrower").
<br />The trustee is Fidelity Nat�onal Title Campany ("Trustee"). The beneficiary is the SECRETARY OF HOUSING
<br />AND UREAN DEVELOPMENT, whose address is 451 Seventh Strcct, S.W., Washington, DC 2041p ("Lender" or
<br />"Secretary"). Borrower has agreed to repay to Lender amounts which Lender is obligated to advance, including futurc
<br />advances, under the terms of a Hornc Equity Conversirni Loan Agreement dated the same date as this Security
<br />Instrument ("Loan Agreement"). The agreement to repay is evidenced by Borrower's Note dated the same date as this
<br />Security Instrument ("Second Note"). This Security Instnunent secures to Le�ider: (a) the repaymc�it of the debt
<br />evidenced by the Second Notc, including all future advances, with interest, and all renewals, extensions aad
<br />modifications af the Sccond Note, up to a maximum principal arnount of Two Hundred Twenty-Five Thousand and
<br />00/100 Dollars (U.S.$225,000.00); (b) the payment of all other sums, with interest, advanced under I'aragraph 5 to
<br />protect thc security of this Security Instniment or othcrwisc duc under the terms of this Security Instrument; and (c) the
<br />performance of Borrpwer's covenants and agreements under this Security Insirument and the Second Nate. Thc full
<br />debt, including all amounts dcscribed in (a), (b), and (c) above, if not paid earlic,�r, is dne and payable on November 24,
<br />2089. For this purpose, Bonrower irrevocably �rants and conveys to Trustee, in tn�st, with pawer of sale, die following
<br />described prnperty located in HALL County, Nebraska:
<br />See Attached Schedule A
<br />which has the address of 326 Mallard Lane, Grand Island, NE 68801 ("Property Address")
<br />TOGETHER WITH all the improvements naw or hereafter erected on the property, and all easements, rights,
<br />appurtenanccs, and fixtures now ar hereafter a part of thc property. All replacements and additions shall also be
<br />covered by this Security Insmunent. All of the foregoing is referred to in this Security Instniment as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and canvey the Property and that the Property is cmly encumbered by a First Security Instrument given
<br />by Borrower and dated the same date as this Security Instrument ("First Security Instrument"). Borrower warrants and
<br />will dcfend generally the title to the Property a�ainst all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRiJMEN'I' combines uniform covenants for national use and non-uniform covenants with
<br />limited variations by jurisdiction to constitute a uniform security uistrument coverin� real properCy.
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<br />Nebraska 2"'� I�eed of'I'rust (Fixed)
<br />Page 1
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