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<br />[Spacc Abpvc This Linc For Recording Data]
<br />Requested by and returned to:
<br />M ' e oans, a i sion o e i e ,..
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<br />FNA Case Number: 321-2944267-951/255
<br />Loan Number: 1902012043
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<br />UST Global
<br />345 RouserRoad
<br />Suite 2p1
<br />Moon Tnwnship, PA 151Q$
<br />FiXED RATE DEED OF TRUST
<br />(HQME EQUITY CONVERSIOI�
<br />THIS DEED OF TRUST SECURES A REVERSE MORTGAGE
<br />THIS D�ED O�' TR UST ("Security Instrumcnt") is made on December 21, 2010. The trustor is Lorraine M Maloley
<br />whose address is 326 Mallard I..,ane, Grand lsland, NE 68801 ("Borrower"). The trustee is Fidelity National Title
<br />Company whnse adclress is 1901 N Roseile Road Suite 650, schaumburg, iL ("Trustec"). The beneficiary is
<br />MetLife Home Loans, a Division of MetLife Bank, N.A., which is organized and existin� under the laws pf the
<br />United States of America, and whose address is 501 U.S. Highway 22 (1-W COPS), Bridgewater, NJ 0$807
<br />("Lender"). Borrower has agrccd to repay to Lender amounts which Lender is obli�ated to advancc, including future
<br />advances, under the terms of a Home Equity Conversion Lnan Agrcerncnt dated the same date as this Security
<br />Instrument ("Loan Agreement"). The agreement to repay is evidenced by Barrower's Note dated the same date as this
<br />Security Instrument ("Note"). This Security Instrument secures to Lender: (a) the repayment af the debt evidenced by
<br />the Note, indudang al] future advances, with interest, and all renewals, extensions and modifications of the Notc, up to
<br />a maacimum principal amount of Two Hundred Twenty-Five '1'housand and 00/100 Dollars (U.S.$225,000.00);
<br />(b) the payment of al] other sums, with interest, advanced under Paragraph 5 to protect th� security of this 5ecurity
<br />Instrument or otherwise due under the terms of this Sccurity Instrument; and (c) the performance of Borrowcr's
<br />covenants and agrc�~mcnts under this Security Instrument and the Note. The full dcbt, including all amounts described
<br />in (a), (b), and (c) above, if not �aid carlier, is duc and payable on November 24, 20$9. For this purposc:, Borrower
<br />irrcvocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />HALI.� County, Nebraska,
<br />Sec Attachcd Schcdulc A
<br />which has the address of 326 Mallard Lane, Grand Island, NE b8$Ol ("Prqperty Address")
<br />TOGETHER WITH all thc improvcments now or hereafter erected rni the property, and all easemu�nts, rights,
<br />appurtenances, and fixtures now or hereafter a part of the property. All rcplacements and additions shall also be
<br />covered by this Sccurity Insmzme�it. All of the foregoing is referred to in this Security Instrument as the "Property."
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<br />Nebraska 1'� Deed of Trust (Fixed)
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