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20110015�
<br />LOAN #s 00008250322026
<br />(H) "Rldors" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as a licable]:
<br />DAdjustable Rate Rider �Condominium Rider OSecond Hame Rider
<br />C� Balloon Rider 0 Planned Unit Development Rider C� Other(s) [specify]
<br />� 1-4 Family Rider 0 Biweekly Payment Rider
<br />C7 V.A. Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulatians, ordinances and
<br />adminis#rative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />(J) "Community Assoclatlon Dues, Fees, and Assessments" means all dues, fees, assessments and other charges
<br />that are impnsed on Borrower or the Property by a candominium association, homeowners association or similar
<br />organizatian.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic
<br />tape sa as to nrder, instruct, or autharize a financial institutian to debit or credit an account. Such term includes, but is
<br />not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire
<br />transfers, and automated clearinghouse transfers.
<br />(L) "�scrow Items" means those items that are described in Sectian 3.
<br />(M) "Mlscallaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) fnr: (i) damage to, or
<br />destruction of, the Property; (ii� condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu
<br />of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Prpperty.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic PaymenY' means the regularly scheduled amount due for (i) principal and interest under the Note, plus
<br />(ii) any amaunts under Sectfon 3 of this Security Instrument.
<br />(Pj "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing
<br />regwlation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or
<br />successor legislation pr regulation that governs the same subject matter. As used in this Security Instrument, "RESPA"
<br />refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the
<br />Loan d�es not qualify as a"federally related mortgage loan" under RESPA.
<br />(Q) "5uccessor in Interest of Borrower" means any party that has taken title ta the Property, whether or not that party
<br />has assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />TRANSF�R OF RIGHTS IN THE PROPERTY
<br />This Security Instrument secures to Lender: (i) the repaymentofthe Loan, and all renewals, e�ctensions and modifications
<br />of the Note; and (ii) the performance of Borrower's covenants and agreements under this 5ecurity Instrument and the
<br />Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in the COUDiTY [Type of Recording Jurisdiction] of
<br />HAY.Y� [Name of Recording Jurisdiction]:
<br />lSEE LEGAL DESRIPTIQ� ATTACHED HERETO AffiD MADE A PART HEREOF
<br />AP� #: 400044889
<br />which currently has the address of 224 s sYCAMORE sT, G�D TST�AND,
<br />[Streetl [GitYl
<br />Nebraska 68801 ("Property Address"):
<br />[Zip Code]
<br />70GETHER WITH all the improvements nawor hereafter erected on the property, and all easements, appurtenances,
<br />and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered bythis Security
<br />Instrument. All of the fnregoing is referred ta in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Barrower is lawfully seised oithe estate hereby conveyed and has the right to grant
<br />and convey the Praperty and that the Properry is unencumbered, except for encumbrances of record. Borrnwerwarrants
<br />and will defend generallythe title tothe Praperty against all claims and demands, subjectta anyencumbrances of record.
<br />TH15 S�CURITY INSTRUMEN7 combines uniform covenants for national use and non-uniform covenants with
<br />limited variatians by jurisdiction to constitute a uniform security instrument covering real praperty.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay
<br />when due the principal of, and interest on, the debt evidenced 6ythe Note and any prepaymentcharges and late arges
<br />initials:
<br />NEBRASKA—Single Family--Fannle Mae/Freddle Mac UNIFORM INSTRUMENT Form 3Q2B 1/01
<br />� 1899-2008 Dnline Documents, Inc. Pag@ 2 Of 9 NEl1DEED 0612
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