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<br /> � TOCiETHER WI'TH A�h�hC�mpn►vemen�s now or hercuRcr crectcd on thc pmperty,ancl ull cu�cmcniti,appuRenwnccs,
<br /> ---- - -`-"'�' and fixwrcn now a hecrailp��a p��t QP�pfOPe�Y• All replaccmcntx and addUionK�hall nlsa ba cavemd by Ihh Savrily
<br /> -- ---- -��-! in�trument. All�i�hc fuc�$dt�,is,rafcrred a in�his Secu�ity Insuumem ux�hc"PropehY•"
<br /> �--_-;�,:,W;,�,a BORROWER C[7VGNANTS tl�t�+rn�M+cr ix luwfully Rciud of thc cxtatc hcreby canveycd und ha.r�tic ri8ht to grunt
<br /> _������.�.—�,�. ; and convcy Ihc P►opertY anA�hu•ih�'P�°P�rty' ix unencumhered.except fbr cncumbmncew of'recard. I�orrowcr wwr,unx w�d __- .
<br /> __ _�u�� will dcfend generally tfu�ilio��1x+��nY ASainst oll cluims and dcmund�,Kubjcc��o any encumbrnnccx of recurd,
<br /> - ;� THIS 5ECURITY 1N.97�3UMf3NT cambMes uniform covenantx Pur nalional use and non-unifi�rm c�vcnunts� with
<br /> .r�^�', � limited vurialian�by judw�li:tiu»tci con�titute u uniform sccu�iry invtrument covcring reul propeny. t _ ___
<br /> ��. '� UNIFORM COV QNANTS. Bormwer und Lender covenant and agrcc a�follows:
<br /> �_ �Y ,,,, �;y;� • � 1. Paymwal,of•Principwl And Interest;Prepayment wnd Late Churges. Burcowcr shull promptly pay when dua the
<br /> ���,w�!- � prfneipal ot.and intteest an the debt evidenced by the Note and uny prcpnyment und late churges due under the Note,
<br /> ,�,,,,�, {K'.�,.;,�.�, . 2. Fund�tnr 71uu�es and Insuraace. SubJect la upplicAble law or to a w�itten waiver by Lender,Borrower ahall pay to
<br /> y�����;,_r �a:•;_ - I Lender on ti►e dzy mamhly payments arc due under the Note, until 1hc Notc ix paid in full,a sum 1"Funds'7 for.(a)yearly _
<br /> �°����•-���• texes and accessrnents which ms�y attain priority over this Security Instrument as a lien on the Property:lb) yearly leasehold
<br /> --_— — .,��..,.� -
<br /> �A ;,�t .;:�� • �- payments or gr�w�d rents on the Praperty, if any; (c) yearly hs�zard ar property insurance p�mium+: (d) y�arly � --�
<br /> �, insurance premiums. if any;l�) yearly mongage incurance premiums, if any; and t�l �►y sums pay�ble by Borrower to
<br /> - � d�°-�'`�� Lender,in accordance with the provisions of paragr�ph 8,in lieu of the payment of mortguge insu�ur�ce premiums. These e '_..
<br /> _- "�,-�'�-'�'��r ' items are called "Escrow Items•' Lender may,at nny time,eollect t►nd hoW Funds in an Amount�at ta exceed the maximum
<br /> ,�- •. .�.�
<br /> ' - ir='t�;�..<.�:���,.�. �; , amount a lender for a federally related mortguge loan may require for Borrower's escrow account under the fedeml Rcal �
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<br /> rS�E.¢`� ' 't''�� ` Estate Setdement Pracedures Act of 1974 As amended from time to time, 12 U.S.C.§26U1 e�sey.("RESPA"l,unless unother
<br /> 1n t'")���T r�''r h��( �al�nr .
<br /> =��a, r�;},,��a4�' '�.�;� law that applks to the FUnds sets A lesser amount. If so,l.ender may,at uny time,collect and Iwld FUnds in an nnx►uot nat tu ^
<br /> -� , ����h�N+��,� '��1�, ezceed the lesser amount. l.ender may esGmu�e Ihe amaunt of Funds due on the bosis of current da�a and res�wnable B".�
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<br /> ���`r,��f,tY?�a��;�s.,k�Y��,�„f� .' estimates of expenditures of future Escrow Items or aherwise in accordunce wi�h npplicable lAw. _
<br /> - •,,�a; u;?�, .. The Funds shall be held in an institution whose deposits are insured by n federul agency, instn►mentality, or enti�y
<br /> � +��' (including Lender,if Lender is such an institulion)or in any Federul Home Loan Bnnk. Lender shall apply the Funds�o pay ��•--
<br />_=��==_ ° � " the Escrow Itemx. L.ender muy not charge Borrower for holdin6 �nd npptying the Funds, annually unnlyzing Ib�escrow � Y {1!�_F
<br /> � � � �" nccount, or verifying Ihe Escrow Items, unless Lender pays Borrower interext on �he Funds :uid npplicuble law permils �_,
<br /> :',� , . n.. .. Lendcr to makc such u chtuge. However.Lcnder muy require Borrowcr 1��pay a�na�imc churgc for un independem reul ��r
<br />- estute�ux reponing u:rvice u�:d by I.ender in connectiun with this luan,unie�:s opplicable luw pmvides wherwi�e. Unle+s un �
<br /> �:� � ^ . ugrcement ia mudc ur applicablc low nquirex Mtcrcat to be pufd,L�ndcr tihull not bc n�yuircd�o pay Borrowc�any intercst ar _—.____
<br /> curninga on�hc Fundr:. Barmwcr ond Lendcr muy ugrcc fn writing,howevcr.lhut intcrezt xhall bc puid un�hc�'undc. Lendcr `�_^�
<br />= + � , . " ahall give to Bortnwcr,wUhuut churgc,un unnual uccounting of thc Fundx, ,howing crcdil�unJ dcb{Is io thc FunJx uml �hc
<br /> °.,:.; ° purpowc far wbich c+wh dc6U to�hc Fundx wu�mudc. Thc Funds urc plcdgcd u�udditi�mul �ccurjty Ax ull surnw M:curcd by �-�_�iT
<br /> ; ' ,,.,, ,;�.,� thiY Secudly Inyuument. rz�•�--
<br /> - _- — - ji'ihC �u„da ixid by Lc:tttkr c:zcc�t!the umounGs perm411�d ��� h�' h��d by upplicublc law, Lcndcr .hull uccuunt to _
<br /> � Rurrower for Ihc excc,s �und� in uccordu�c wi�h thc rcyuiroment�of upplicuble Inw. If the umount uf the Funds held by __,
<br /> "' •�• Lender at uny time is not nuffcicm to puy ihe E+cruw Items when due.Lender mny so notify Barrower in writing,and,in � �3 �;
<br /> � such case Borrower shull pay to l.cndcr �he umounl nc�cxgury to make up the deficicncy. Borrower shall muke up thc �Q?L;�;
<br /> "' de�cicncy in no mure �han twelve munthly payments,ut Lender s sule diurctian. ___—__.
<br /> Upon payrnent i n full of all xumx,cwred by this S�curity In�trument. Lender shnll promptly refwxl to Borrower any ___._
<br /> . Fundr+held by l.ender. If,under parugruph 21,Lender sh�ll ucyuire or sell the Property.Lender,prior�a the ucyuisition or _ _
<br /> � ' ° , sale of�he Property, shall apply any Funds held by Lcnder ut the iime of ucquisition or salo us o credit againu the sum++
<br /> � ., secured by this Security]nswment. �;�.;;;;���
<br /> � 3. Application of Fayments. Unle�s applicable luw provides olhenvise. All payments received by Lender under w_,�_
<br /> • u • ' puragraphs 1 nnd 2 shall be upplied: Crrt,ta any prcpayment churges due under the Note;second,to amounts payable under � , ._
<br /> ' • paragrnph 2;third,to interest duc;fourth,to principal due; And lust,to any lutc chnrgex due under the Natc. �,�}•y,�;;
<br /> • 4. Ch�rges; Liens. Borrowcr shall pay all laxes, nsscssment+, charges, fines nnd impositions anribulable to the ;,�;,n��,1i,.
<br /> � Propeny which muy auain priority ovcr this Security Instrumem,und Icasehold payments or ground ren�s, if:iny, Borrower �..
<br /> �'�•'� ' shull pay these abligs�tions in thc manner provided in puragraph 2,or if not paid in that munner,Borrower shall pay Ihem on ..r�1i;r�;_
<br /> � , ' time directly to the penon owed puymcnt. Borrowcr�hall promptly furnish to Lcnder nll notices of umounts ta be paid under ~. •A`��^:-
<br /> �� Ibis parugruph. If Borrower mukes thesc pnyment�directly,Barmwer shall prompNy fumish to Lender receipts evidencing • ,�,__-
<br />_ � . , the payments. :..•�.-��.•
<br /> - ". �c..si. - Borrower shall promptly discharge uny licn which has prioriry ovcr this Security Instrument unless Borrower.(a)abrees __
<br /> '= in writing to the payment of the obligution,ecured by the lien in u munner ucceptuble ro Lender,(b)contests in gooci iaith the ��:-
<br />-- ' . �:;�'.:, lien by,or defends against enforcement of the lien in, IegUl procerdings which in the Lender's opinion operate to prevent the �
<br /> ' enforcement of the licn; or(c) sccures from the holdcr of the lien un ugreement satisfucto to Lender subordinnun �he lien �"����a�•�`�� "
<br /> .� ry S c•�.:.�,
<br /> ! ,' • to this Securiry Instrumem. If Lender determines that uny purt of the Property i,subject to u lien which may uuain priority
<br /> ' :• `'� �� ov r this Securit Instrument,Lender muy give Borcower u notice identifying the lien. Bcxrower shull satisty the lien or take �,'�_��----_
<br /> • ' .,,.• e y _,r.,----
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<br /> � one or marc of the uctions set forlh above within 10 days of the giving of nouce. .••�.�•��.,
<br />� � • 5. Hazard or Property lnsurance. Borcower shall keep the improvemenls nnw exixting or hemaftrr crectcd on the �i.�.. �
<br /> Property insured uguinst loss by firc.hazardti included within the[erm"rxtrnded coverage"and uny other hazards, including �
<br /> floods or flooding, far which Lender r�eyuires in�urance. Thix insurunce shull bc maimuined in�he umcwrns and for the
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