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<br /> ---�_��''%� 7'OOE'TFIFR WITH ull Ihc impmvements naw or herenfter erectcd an�hc propeny,and ull cuxemcros,uppurtcnunccx. ___
<br /> _ __y�.- and fixturc� now ar hercaftcr a part oP thc praperty. All replacements and additionx Rhall ulxo h@ covered by Ihiy Sraurity
<br /> �._.�__��.,:,-•�� Inrlrumen�. All oi�hc foregaing ia referrcd�a in thia Secu�ity Instrumcnt as the"Propeny."
<br /> ���'°'�`'""'"` HnRROWER COV�ENANTS that Bc►rrowcr is lawfully scised of Ihc c+�uic hcnby canvcycd unJ haw Ihc �iQbt u►grunt
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<br /> -- and convey the Propc�ty and�hat ih�Pruperty ia unencumbered,rxcept tor encumbruncex uf record, H�Mn►wer wurruntv und P_
<br /> '� �R"�. will defend generalfy tl�tilk to Ihe Praperty againxt pll claimr and demwids.tiuhj��t lo ur�y encumbrunce.r uf record.
<br /> ' .�,""`"'�'�'� "`I��`��' THIS SECUR1TY INSTRUMENT combinea unifortn cnvenmur+ for nA�ionul ur+e und nun•uniform rnvenw►Is with
<br /> �..� ��; • � '
<br /> �. '` :���9• limited variatfons by judsdiciion to conbtilute A unifbrm�security inxtn�ment cavcring rcul propeny. —
<br /> _:��4������4��;� UNIFORM COVENANTS. Borrower und L.endcr covcnaM and agmc uh follaws;
<br /> •�t% �- .,���� ` 1. Pnyment oi P�incipAl and Interestt Preppyment and Lote Che�gee. Borrowcr�:hall promptly pny when due�he
<br /> `°''��'"�� pdncipal of and imereat on the debt evidenced by the Nate and any prepnymcM and Inte chargcx due under the NMe.
<br /> � ;+',.`",� :• ' 2. Funds tor'li�zes And Insurance. Subject to applicuble law or to u written waiver by Lender.�orrow.:r xholl pay to
<br /> � �±�•r w�+u�.+r.�..:�.
<br /> �,_,",r, . L.ender on the duy monthly payments are due under the Nate,until�he Nate in paid in full, u sum("F1mdx") for: lu1 yearly
<br /> �� =�-�-�==-;.- taxes ana asscssments waicn may atudn priwity avc.ii�i�Security lnsirumcnt as a licn on the Property;(b)ycarly leasehold --.
<br /> " � •: yments or ground mnts an the Property, if a�y: Ic) yearly huzurd or property Intiumnce pramiums; (d) yeatly flood
<br />— -.9r:'nii.:�J'�;!���,°:�, �
<br /> _-�:��=-.���K�; ;��..;, �nsurance premiun�s. ii anv:te1 ycarly mortguge insurance premiums,if uny; and (� any sum� pAyublc by liorrowcr to —
<br /> "'— ��.�i �� '��� ;•• l.ender, in uccordance with th�provisi�of p:►rngruph R,in lieu of the payment oi mortgage inxurnnce premiumw. These
<br /> � f!:+!`: �»'�'# ��' items are called"Escrow�tems." Lender may,at any�ime,collect and hold Funda in an umount not to eaceed the maximum
<br />���.��i�.�,�.\:�..�i 1'•�.:��"�r
<br />.:,�;;?�;�(�s�,;.��,`�>•::;�:;(;��'<;: amount a lender for a federally reluted monguge lonn may require for Borrowerx escrow account under 1he fedeml Re:►1 _
<br /> ';�tr, _��'�` �"�a�a' Estate Seuleme�t Pirocedures Act of 1974 a.4 amended from time to time.l2 U.S.C.§2601 et seq.("RBSPA"1.unless anrnhcr
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<br /> :A��_;�4 •��}s� law that appli�s to the Funda sets a lesser amount. If so.Lender ms�y,ut uny lime,collect and hold Funds in un wnount noi tn
<br />:.:�_���::t„�.;, �s.,.� � -
<br />=��t.�,-���:a:,. ••;;����:, exceed the lesser umount. Lender may estimAte the amount of Funds due an ihe basia af current J:�Ia ucwt rru,wu+blz
<br /> � •''��;��`�;� ;�,t%;; estimates of expenditures of future Escrow Items or othenvise in accard;�nce with applicable law. __-
<br />'`;;.,ti'� ;�:�;`��r�;, ;:��._.?��vj;, The Funds shull be held in an ins�imtion whase deposits are insured by a feders�l agency, instrumentulity. or entity �
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<br />,�.,�.;�� '�. ������.•;�:���,�.�y,.s (including Lcnder,if Lender is such un insiiwtion)or in any Federal i-lume Loan Bpnk. Lender shull upply the Funds to pay �_�,F,
<br /> `� �,,,'�,;;,<<��{:��� yry,4��k� the Escrow Itema, Lender may not cfiarge aorrower for holding und applying the Fliads. annually anulyzing the eurow Y
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<br /> %l��y�f". account.or verifying the Escrow Items,unless Lender pays Horrower interest on �he Fund� and applicable law permits -
<br /> '- � �;f,;,t,� •• :s-•r i�=. iy-.
<br /> .a;� '•. ,�s,j�.;,,�.t� l.ender to make such A charge. However,l.ender may require Barrower to pay u one-time charge for an independent real �
<br /> ` ° ',�N!,i�,,t:�}f.`�;. a eatatc tax reponing service used by l.ender in connection with this loan,unless�pplicable law provides otherwlse. Unless an �,��_
<br />�"'' ngrcement is made or applicable law requires interest lo be paid,Lender shall not be required to pay Borrower any intereu or _
<br />- ��� � � eumings on Ihr Funds. Sortower and Lender muy agrce in writing,however,that intcreat shall be paid on the Funds. Lender R-.:_--
<br /> "•�' • �� shall give to Borrowe�,witiaut charge,an annual accounting of the Funds,showing credits And debits to�he Funds and the
<br /> ' ��i���-
<br /> =_�t ' purpose tor which each debii to the Funds wns made. 7'he Funds nre pledged as addiaonol securlry far all sums secured by �`"`�-'°�
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<br /> -'° `- - _ ihis Sec�rity, lr.s!,^smen!.
<br /> ` . ; If the Funds held by Lender exceed the amaunts permitted to be held by upplicable luw,l.ender xhsill uccoum to = _-
<br /> - . Borrower for the exces�Funds in uccordance with t3ie reyuirements oi applicable luw. If�he amount of the Funds•held by .�.,��._.�_
<br /> .. • Lender at any time is not sufficient to puy the Escrow I�ems when due,Lender muy so notify Boaower in wri�ing,and.in �
<br /> such case Borrower shall pay to Lender the umount necessnry to muke up the deficiem:y. Borrower shnll make up the �''�',-��
<br /> " .V•� .. .. �._�_
<br /> ° � " deficiency in no more thun twelve monthly puymen�s,a�Lcnder:s sole discoetion. =-- �
<br />- �•y. � �� Upon payment in full of nll tiums sccured by this Security lnstrument,Lender xhull promptly refund to Botrower any a"-'"
<br /> � � a Funds held by Lender. If.under parng�uph 21, Lender shall ucyuire or sell the Property,Lender,prior to the acyufsftion or
<br /> ' sale of' the Properry, shall apply any Funds held by Lender ut �he time of ucquisition or sule os a credit agt+inxt the +u►n.r- � �`•-�,
<br /> recurcd by this Securiry Inswment. -
<br /> " ��� 3. A lieatton of Po ments. Unlesx u licable law rovides aherwise, all puymemy received by I.ender under "�"�
<br /> PP Y pp P �,:_.::.- --
<br /> . , � paragruphs 1 und 2 shull be upplied:first,to nny prcpaymcnt�hurges due under the Note;serond.to umountx pay+�blc under :.�,._
<br /> ' � • purugrapb 2;third,to interest due;fourth,to principal due;and last,to uny late churges due under the Note. ___
<br /> � • 4. Charges; Llens. Borrower shull pay ull �uzes, assessments,churge�, �ne+ and impo�ilions unribuluble to the �_q�1--
<br /> Property which may Auain priority over�hic Securily Instrument,end lentichold payments or ground rcnts.if uny. Borrowcr -�
<br /> , � ° shall p;sy Ihese obligations in thc mnnner provided in parugraph 2,ar if not paid in that manncr.Borrower tihall pay�hem an ��_�;,
<br /> time direcNy to the penon uwed puyment. BoROwer shall promptly furnis�h to Lender all noticcs of umnunls to be paid under '�`
<br /> � this paragreph. If Borrower makcs thesc paymems direcUy.Borrower tihall prompUy fumish to L.ender reccipts evidencing ��'.,,�
<br /> '� • ° the payrnents. �
<br /> �-W'-
<br /> � Bomower shall promptly discharge any lien which has priorily ovcr thi+Security Inst�ument unless Borrower.la1 ugrces �o_
<br /> • in writing to the pryment of the obligntion securcd by Ihe lien in u menner ucceptuble to Lender,(b)conlests in good faith�he
<br /> • , lien by.a defends pgainst enforccmcnt of thc lien in,Iegul pmccedings which in thc Lendcr's opinian operatc to preven�thc
<br /> ' enforcement of the licn:or(c) secures from the holder of the lien an ugrecment sutisfuctory ta Lender subordinuting the lien
<br /> :' �,..:, .'' � '` to this Securiry Inswment. If Lender determines thut uny part of ihe Proprny i.subject to s�lien which mny Attuin priority _
<br /> : over lhis Security Insaumenl,Lender may give Borrower u no�ice identifying�he lien. Borrower�hull sutisiy ttie lien or take
<br /> � �!:�r.: �� one or rnore of the actians set fonh above within 10 days of the giving of notice.
<br /> ." 5. H�ard or Property Insurwnce. Borrowcr shull kcep the imprcwemrnts now exis�ing on c�rcafter erccted on the
<br /> . Property insured agains�loss hy firc.haiord3 indudrd wi�hin the Icmi "catendcd ruveragc" and any other hor.ards,inrluding �
<br /> floods or flonding, for which Lender requices insurance. This in�urnntr shall be muintained in the umoums and for the S
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