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2Q1100135 wark has been completed ta Lender S 8&h9fdChOt1, PTOVl[ICd � BUG�1 inspectian shall be undertaken promptly. Lender may dasburse proceeds far tl�e repairs end restoration in a single payment or in a series of progress payments as the wark is complete�l. Llnless an agreement is made in wciting or Applicable Law requirea interest ta be paid on such insurance proceeds, Lex�der shall not be required to pay Borrower any interest ar earnings on suck� proceeds. Fees for public adjusters, oar other tivrd parties, retained by Borrower shall not be paid out of the insurance proceeds at�d s�hall �e the sole obligation of Borrower. If the restoration or repair is not economir,ally feasible or Lender's sacurity would be lessened, the insurance proceeds shall be applied to the sums secured by this Se�urity Instrument, whether or not then due, witta the excess, if any, paid to Borrower. a''�Zch insurance proceetls shall be applied in the order providai for in Sectaon 2. Tf Borrower abandons the Property, Lender may �le, negatiate and s�tle any available insurance claim and relate� mattera. If Bo�'ower doea not respond within 30 days to a natice from Len.der that the insurance c�rrier has offered to settle a claim, then Lender may negobiate and svttle tlxe claim. The 30-day periad will begin when the notice is given. In either event, ar if Lender acquires the Property under Section 22 or othezwise, Borrower hereby assigns to Lender (a) Horrower' s rights to any insurance proceeds in an amnunt not to �cced the amounts unpaid under the Note or this S�urity In;stnunent, and (b) any other pf Borrower' s rights (ather than the right ta any refund of unearned premiums paid by Sorrower) under all ins�ance policies covering the ProPertY, insofar as such rights are appiicable to the coverage of the Praperty. Lender may use the insurauce proceeds either to repair or restore the Property or to pay arnounts unpaid umder the Note or thia Security Instrument, whether ar not then due. 6. Occupancy. Sanower sha11 occupy, establish, and use the Property as Bon'ower's principal residence within 60 days after the a�ecution of this Security Instrument and shall continue W occupy the Property as Borrower' s principal residence for at least one year after the date of occupancy, unless Lender otherwiae agr�s in writing, which consent shall not be unreasonably withheld, or unless extenuating circuznstances exist wbach are beyond Borrower' a conbrol. 7. Preservation, Mafntenance and Pratection of t�e Property; Insp�tions. Harrawer sha11 not destroy, damage nr impair the Property, a11ow tk�e Property to dateriarate ar commit waste on the Praperty. Whether or nat Borrowec is residing in the Prope�rty, Borrower shall maintain the Property in order to prevent the Property frrnm deteriorating or decreasing in value due to its condirion. Unlesa it is detenmined pursuant to Secbion S that repair or restoration is not economically feasible, Horrower shall promptly repair the Property if darnage�l to avoid further deteriararion or damage. If insurance or condemnation proceeds are paid in connection with darnage to, or the taldng of, the Properiy, Horrower sball be respox�sible for repairing or restoring thc Property only if Lender has released proceeds for such purposes. Lender may diaburse proceeds for the repairs and. restoration in a single payment ox in a series of progress payments as the work is cnmpleted. If the insurance or condemnation proceer�s are not sufficient to repair or restare the Property, Borrower is not relieved of Borrower's obligation far the completioz� of such repair or restoraiion. Lender or its agem may make reasanable enxcias upon and inspecrions of the Praperty. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Honower notice at the rime of or prior to such an intecior inspection specifying such reaspnahle cause. 8. Borrower's Laan Applfcation. Bortower shall be in default if, during the Loa�n applicarion process, Borrawer or any persons ar entities acting at the direction of Barrawer or with Sorrower's knowledge ar consent gave matenially false, misleading, or inaccurate info:rnaatian or statements to Lender (or failed to provide Lender with material information) in connection wit� the I.aan_ Material representations include, but are not limit� to, representations concerning Borrower's occupancy of the Property as Bonrower' s principal residence. 22p0o81627 D v6ANE Nk�RASKA - Single Family - Fannie Maa/Freddle Mac UNIFqRM INSTRUMEM WITH �-6A(Nq IOB�01 Pege 7 of 15 �rnd . Form 3D28 7/D1 �