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. <br />20�10011G <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />W itnesses: <br />� (Seal) <br />SCOtt L. Grudzin5ki - Borrower <br />• (Seal) <br />heryl . Grudzinski - Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA, Hall Cnunty ss: <br />On this 3p th day of December 30, 2010 , before me, the undersigned, a Notary Public <br />duly commissioned and quali�ed for said county, personally canne <br />5cott L. Grudzinski and Cheryl S. Grudzinski, Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commissian expires: (�� z.�' / �j <br />f�pIERAl, NOTARY - State of Nebraska pevra McElroy -Notary �uaiic <br />� q�VRA MCELROY <br />My Comm. �xp. Aug. 25, 2Q13 <br />NEBRASKA- Single Family - FannieMae/FreddiaMac UNIFORM INS7RUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #�NMA3028 4/02 Page 13 of 13 <br />