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�oii000�s 4. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and a�reernents contained in this Security Instrument, (b) there is a legal prpceeding that might significantly affect Lender's intarest in the Property and/or ri�hts under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or farfeiture, for enforcement. of a lien which may attain priority over this Security Instrument or to enfprce laws or regulatians), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable ar appropriate to protect Lender's interest in the Prc�perty and rights under this Security Instrument, includ'uag protecting andJor assessing the value of the Praperty, and securing and/or repairing the Property. Lender' s actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' feea to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Prnperty includes, but is not limited to, entering the Froperty tn make repairs, change locks, replace or board up doors and windows, drain water fram pipes, eliminate buildin� or other code vialations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do sp and is not under any duty ar obligation to do sa. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall b�ar interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice frozn Lender to Borrower requesting payment. If this Security instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shal] not merge unless Lender agrees to the merger in writing. lU. Mortgage Insurance. lf Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to rnaintain the Mort�age Insurance in effect. If, for any reason, the Morcgabe Insurance caverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designat�d payments toward the premiums for Mortgage Insurance, Sorrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortga�e Insurance previously in effect, from an alternat� mor[gage insurer selected hy Lender. I£ substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay Co Lender the annount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments aa a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be rec�uired to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lend�r again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Tnsurance as a condition of making the Loan and Borrower was requir�d to make separately designated paymeztts taward the premiums for Mortgage Insurance, Borrower shall pay the prezniums required to rnaintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's reyuirement for Mortgage Insurance ends in accordance witl� any written agreement between Eorrower and Lender providing for such termination or until terrnination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Bor► does not repay the Loan as a�reed. Borrower is not a party to the Mortgage lnsurance. Mortgage insurers evaluate their total risk on al1 such insurance in force from time to time, and may enter into agreements with ot�ier parties that share or modify their r�isk, ar reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to m�ake payrnents usin.g any source of funds that the mortgage insurer znay have available (which may include funds obtained from Mortgage lnsurance premiums). 231029 NEBRASKA - Single Family - Fannie M ae/Freddie M ac UNIFORM IN57ftUM ENT �-6(NE)�oai1J Page8of15 init'�ais:� Form3028 1101 m