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�oiiaoo�s (0) "Periodic Payment" means the regularly scheduled amoux►t due for (i) principal and interest under the Note, plus (ii) any amount5 under Section 3 of this Securiry lnstrument. (P) "RESFA" means the Real Estate Settlement Procedures Act (12 U.S.C. Sectian 2601 et aeq.) and its implementing regulation, Regulation X(24 C.F.It. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in thi5 Securiry Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does nat qualify as a"federally related rnortgage loan" rxnder RESPA. (Q) "Successor in lnterest of Sorrower" rneans any pariy that has taken title to the Property, whether or not that party has assum�d Borrower's obli�;ations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS 1N THE PKOPERTY 7his Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modificatipnti of the Note; and (ii) the performance of Bprrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL . [Typc of Recording Jurisdiction� [Name of� Recnrding 7urisdictionJ LOT TWO (2), IN BLOCK 7W0 (2), IN GOSDA SUBDTVISION, TN THE GITY OF GRAND ISLAND, IN HALL COUNTY, NEBRASKA Parcel ID Number: 400155982 4016 Edna Dr Grand Island ("Property Address"): which currently has the address of [strcct] �c�ry�, Nebraska 68803 [zip codc� TOGETHER WITH all the impravements now or hereafter erected on the property, and a11 easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instxurnent as the "ProperCy." BORROWER COV�NANTS that Sorrower is lawfully seised of the estate hereby conveyed and has the xight ta grant and convey the Property and that the Prpperty is unencumbered, except for encumbrances of recard. Borrower warrants and will defend generally the title to the Property against all clauns and deznands, subject to any encumbrances of record. 231029 NEBRASKA - Single Family - Fannie M aelFreddie M ac UNIFORM INSTRUM ENT �-6�N�) (0811) Page 3 of 15 Iniliels� � �n - � Form 3028 1101 �