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201100
<br />(C) "[�ender" is Bank af the West, a CaJ.ifornia state banking carp.
<br />Lender is a cprporation
<br />organized and existing under the laws of The State of California
<br />Lender's address is 13505 California St,, NE-BBP-LL-P, Omaha, NE 68154
<br />(n) 'Trustee" is B��� of the West, a Cali�ornia state banking corp.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />actin� solely as a npminee for Lender and Lender's successors and assigns. MERS is the bene�ciary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone numher of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) G79-MERS.
<br />(F� "Note" means the promissory note signed by Borrower and dated December 29, 2010 .
<br />The Note states that Borrower owes Lender One Hundred Forty Fou� Thousand Fa.ve
<br />Hundred And Zero/1Q0 Dollars
<br />(U. S. $ 144 , 500 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than �anuary 01, 2041 .
<br />(G) "Property" means the property that is descri6ed below under the heading "Transfer of Rights in the
<br />Property. "
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders ta this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable];
<br />� Adjustable Rate Rider � Condominium Rider � Second Home Kider
<br />� Balloon Rider 0 Planned Unit Development Rider [� 1-4 Family Rider
<br />� VA Rider 0 Biweekly Aayment Aider ❑ Other(s) [specify]
<br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial apinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association pr similar or�;anization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronie terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution ta debit
<br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(1Vn "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third pariy (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condernnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />8800916903 B8009].6903
<br />NEBRASKA - Single Family - Fannle Mae/Freddie Mac UNIFORM INSTRUMENT WITH ER5 /`� �
<br />�-6A�NE) (o&�o) Page2 of 15 Initials: /�� 3028 1/01
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