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2oi�000�� 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Bozrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might signi�cantly afFect Lender's interest in the Property and/or rights under this Security Instrurnent (such as a proceedin� in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security ]nstrument or to enforce laws or regulatipns), or (c) Borrower has abandoned the Property, then Lender may do and pay for what�ver is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing tk�e value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, cntering the Property to make repairs, change lacks, replace or board up doors and windows, drain water frarn pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or of£ Although Lender may take action under this Sectipn 9, Lender does nat have to do so and is not under any duty or obli�ation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall becozne additlonal debt of Borrower secured by this Security Instrument. These amdunts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. Ii tlus Security Instrument is on a leasehold, Borrower shall comply with all the provisionti of the l.ease. If Borrowex acquires fee title to the Property, the leasehold and the fee title sha11 not merg� unl�ss Lender agrees to the merger in writing. 1Q. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage InSUrance in effect. ]f for any reason, the Mortgage Insurance coverage required by �ender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Ivlortgage Insuz'ance, Borrower shall pay the premiums required to nbtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to th� cost to Barrower of the Mortgage lnsurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially eguivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to �.ender the amount of the separately designated payments that were due when the insurance covera�e ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortga�e Insurar�ce. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. Tf Lender required Mortgage Insurance as a condition of making the Loan and Barrower was required to make separately designated payments toward the prezniums for Martgage Insurance, Sonrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender' s requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender praviding for such termination or until termination is required by Applicable Law. Nathing in this Section 10 affects Borrower's obligation to pay interest at the rate prnvided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrawer is nnt a party to the Mortgage Insurance. Mortga�;e insurers evaluate their total risk on all such iz►surance in force from time to time, and may enter into agreements with other parties that share or rnodify their risk, or reduce losses. These agreements are on terms and conditiona that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the nnortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiurns). 231026 NEBRASKA - Single Family - Fannie M aelFreddie M ac UNIFORM INSTRUM ENT �-6(NE) (OStt) PageB of 95 Initials Fof►n 3U28 1/01 m ��