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2011����� <br />(C) "Lender"is EQUITABLE BANK <br />Lender is a SdVi ng5 Bank <br />organized and existing under tl�e laws of T H E S TAT E 0 F N E B RA S KA <br />Lender'saddressis 113-115 N LOCUST S7 PO BOX 160 GRAND ISLAND NE 68802-0160 <br />Lender is the beneficiary under this Securiry lnatrument. <br />(D) "Trustee" is EQUITABLE BANK <br />(E) "Nate" means tlae promissory note signed by Bnrrower and dated Qecember 28, 201D . <br />The Note states chat Borrower owes I,ender ONE HUNDREQ FbRTY THOUSAND AND 00/100 <br />Dollars <br />(U. S. $ 140 , 000 . 00 ) plus interest. Borrower has proznised to pay this debt in regular T'eriodic <br />Payments and to pay the debt in ful] nat later than F e b r u a ry 1, 2 0 2 6 . <br />(F) "Property, " mean5 the property that is described below under the heading "Transfer of Right� in the <br />Property. �� <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayxnent charges and late char�es <br />due under the Not�, and al] sums due under this Security Instrument, plus interest. <br />(H) 'Riders" means all Riders to this Security Instrument that are executed by Barrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />C] Adjustable Rate Rider � Condorninium Rider �I Second Home Rider <br />[� Balloon Rider [� Planned Unit Development Kider n 1-4 Family Rider <br />[_� VA Rider � Biweekly Payment Rider � Other(s) [specify] <br />ADDENDUM TO TRUST DEEQ <br />(I) "Applicable Law" meana all controlling applicable federal, state and local statutes, re�ulations, <br />ordinances and adrninis[rative rules and orders (that have the effect of law) as we11 as all applicable final, <br />non-appealahle judicial opinions. <br />(.n "Community Associatian Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on B�rrower or the Property by a condozninium association, homeowners <br />associaCion or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, ar similar paper instrument, which is initiated through an electronic termznal, telephonic <br />instrument, computer, or magnetic tape 5o as to order, instruct, or authorize a financial institution to debit <br />or credit an accaunt. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or praceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in S�ction 5) for: (i) <br />damage to, or destruction of, the Prop�rty; (ii) condemnation or other taking of all ar any part of tlae <br />Froperty; (iii) conveyance in lieu of candemnation; or (iv) misrepresentations of, or omissians as to, the <br />value and/or condition of the Froperty. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nanpaymei�t of, pr default on, <br />the Loan. <br />231026 <br />NEBRASKA - Single Family - Fannie M ae/Freddie M ac UNIFORM INSTRUM ENT <br />� (0811) Page 2 of 15 Initials� � FOCtII 3028 1101 <br />� � �� � <br />