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<br />19. Bprrower's Right to Reinstate After Acceleration. IF Borrower meets certain conditions, Borrower shall
<br />have the right to have enforcenaent of this Security Instrument discontinued at any time prior to the earliest of: (a) five
<br />days before sale of tk�e Property pursuant to any power of sale cnntai:aed in this Security Instr�unent; (b) such other period
<br />as Applicable Law migxzt specify for the terrcuraatian of Borrower's right to reinstate; or (c) ezatxy of a judgment enforcing
<br />this Security Instnunent. Those candi�ions are that Bonower: (a) pays T,ender all surns which tben would be due under this
<br />Security InstrurnenC and the Note as if no accelcration had occurred; (b) cures any default of any otlxer covenants or
<br />agxeeznents; (c) pays all expenses in,curred in enforcing this Security Tnstnunent, including, but not lvnited to, reasonable
<br />attorneys' fees, property inspection and valuation fees, aud otk�ez fees incuired for the pwpose o�' pzotecting Lender's
<br />interest in the Property and rights tu�dex tltis Security Insmunent; and (d) takes such action as L,ender may reasonably
<br />require to assure that 1,�nd�r's interest in the Yroperty azad rights under this 5ecurity Tnstrurnent, and Borrower's obligation
<br />to pay the sums secured by this Security Instnunent, shall continue u.nchanged. Lender may require that Bonrower pay
<br />such reinstatement sums and expenses in one or more of tbe following forms, as selected by I�ender: (a) cash; (b) money
<br />oxder; (c) certified check, bank check, treasurer's check or casluer's check, provided any such check is drawn upon an
<br />znsti.tuiion whose deposits are insured by a Federal agency, instrumentality oar entity; or (d) Eleccrozuc Funds Transfer.
<br />I7pon reinstatement by $orrower, this Security Irishuzxae:nt and obligarions secured hereby shall �rennain fiilly effective as if
<br />no acceleration had occunred. However, tk�is �ght to reinstate shall not apply in the case o£ acceleration under Section 18.
<br />20. Sale of Note; Chang� of T.oan Servicer; Notice of Grievance. The Note or a partial interest in the Note
<br />(together with this Security Instrument) can be sold one or mnre times without priox nofice to Borrower. A sale
<br />might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments due under the
<br />Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this
<br />Sacurity Instrument, and Applicable I,aw. There also mi�ht be one or more changes of lhe Loan 5ervicer unrelated
<br />to a sale of the Note. Tf there is a change of the Loan Servicez, l3otrower will be given written notice of the change
<br />which will state the name and address of the new Loan Servicer, the address to which payments should be ma�ie ancl
<br />any other information RESPA requires in connection with a notice of transfer of servicing. Tf the Note is sold and
<br />thereafter the Loan is serviced by a T.,oaz� Servicer other than the purchaser of the Note, tk�e mort�age loan servicin�;
<br />obligations to Borrower will remain with the Loan Servicer or be transfexzed to a successar Loan Servicer and are
<br />not assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Borrower nar Lender may commence, join, or be joined to any judicial action (as either an individual
<br />litigant or die meinber of a class) that arises from the other party's acrions pursuant to tivs Secutity Inshument or tlaat
<br />alleges that the other parry has breached any provisian of, or any duty owed by reason of, this Secunity Inst��zment, until
<br />sucl� �3oz�rower or Lender has noti�ed the other party (with such notice given iu cotxapliance with the requirements af
<br />5ection 15) of such alleged breach and afforded the odier party hereto a reasonable peniod after the giving of such notice to
<br />take corxective action. If Applicable Law provides a time period which must elapse before certain action can be taken, that
<br />time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to
<br />cure given to Bonower pursuant to Section 22 and tha notice of acceleration given to Borrower pursuant to Secriozi 1$
<br />shall be deezned to satrisfy the not�ce and opportunity to take corrective action provisions of this Section z0.
<br />21. H:�zardous Substances. As used in this Section Z1: (a) "Hazardous Subs1ances" are those substances defined as
<br />toxic or hazardous substances, pollutants, or wastes by Env�ronxne�tal Z.aw and the following substances: gasoline, kerosene,
<br />other flammable or toxic petroleum products, toxic pesticides and herbicides, volarile solvents, materials contauung asbestos
<br />or formaldehyde, and radioactive materiaLs; (b) "Environxnental Lav�' means federal laws and laws of the jurisdiction where
<br />the Propetty is located that relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any
<br />response action, remedial action, or removal action, as defu�ed in �nvi�razu�ental I.aw; and (d) an"Environmental (:nndition"
<br />rneans a conditinn t1�at can cau.se, contribute to, or othe�wise triggez an Envuonmental Cleanup.
<br />Borrovver shall not cause or pernut the presence, use, disposal, storage, or release of any Hazardous
<br />Substances, or threaten to release any Hazardous Substances, on or in the Propez�ty. Bo�xower shall not do, nor allow
<br />anyone else to do, anything affecting the I'roperty (a) that is in violation of any Environmental Law, (b) which
<br />creates an Environmental Conditior►, or (c) which, due to the presence, use, or release of a Hazardous 5ubstance,
<br />creates a condition that adversely affects the value of the Property. The precedin� two sentences shall not apply to
<br />the presence, use, or storage on the Properiy of small quantities of Hazardous Substances that are generally
<br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac iIN1FOTLM TNST'I2UNL�NT Forin 3028 1/01 (page 11 of .14 pagex)
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