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�o�i0000� 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If' (a) Borrower fails to perf'orm khe cavenants and agre�ments contained in this Security Tnstrument, (b) [hcr�: is a legal proceeding that might significantly affect I,ender's interest in the Property and/or righls undcr this Security Tnstrument (such as a proceeding in bankruptcy, probate, for condemnatiun or f�rfciCurc:, fvr enforcement of a lien which may attain priority over this Security Tnstrument or tca enforce laws nr regulations), or (c) Sc�rrawer has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lc:nder's intcrest in khe Pr�perty and rights under this Security Instrurnent, including protecting and/or assessing fhe valuc: aF lh� Property, and securing and/or repairing lhe Property. I,ender's actions can include, but are not limited to: (a) paying any suras secured by a lien which has priority over this Security Instrument; (k�) appearing in caurt; and (c) paying reasonable attorneys' fees ka protect its interest in the Yroperty and/or rights under this Security Instxvment, including i�s secured position in a bankruptcy proceeding. Securing the Property includes but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windaws, drain watcr from pipes, eliminat�: building or other code violations or dangerous conditions, and have utilities turncd on or off. Although I.ender rnay take action under this Section 9, T.ender does not have to do so and is not undcr any duty or obligation to do so. Tt is agreed that I.ender incurs no liability for nat taking any or all actic�ns autharized under this Section 9. Any amounts dishurscd by I,ender under this 5ection 9 shall become additional debt of Borrower ser.ured by this 5ecurity Tnstrument. These amounts shall bear inicrest at the Note rate from the date of disbursernent and shall be payable, with such inkerest, upon natice fram L.ender to Borrower requesting paymcnt. If this Security Instrument is on a leasehold, Borrower shall comply wilh all chc provi5ic�ns c�f lhe lease. If Borrower acquires fee title to the Property, the leasehc�ld and thc G:e litl� shall not merg� unlua5 T_ender a�rces to lhc merger in writing. 10. Mortgage Insurance, If Lender required Mortgage Insurance as a condition of making the T..oan, Borrower shall pay the premiums reyuired to maintain the Mortgagc Insurancc in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available frc�m khe nnartgage i�surer that previously provided such insurance and Borrower was required to make separately designated payments toward lhe premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in G��C(:� at a cast subslantially equivalent to the cost to Borrower of the M�rtgage Insurance prcviously in effeGl, from an altcrnatc mortgage insurer selcc�ed by Lc:nder. If substantially equivalent M�rtgage Insurance coverage is not available, Borrower shall continue to pay to I.ender the amount of the separately designated payments that were due when the insurance covcragc ceascd lc� be in cff�:4l. I,ender will accept, use and retain these paymcnts as a nan-refundable loss reserve in lieu of Mortgage Tnsurance. Such loss reserve shall be nan-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and T.ender shall not be required to pay �3orrower any interest or earnings an such lc�ss arGServe. I.c:nder can no longer require loss reserve payments if Mortgage Insurance coverage (in thc amoun[ and for the period that L.ender requires) provided by an insurer selected by Lender again becomes available, is obtained, and L.ender requires s�:paralely d�signated payments toward the premiunis for Mortgage Insurance. Tf Lender required Mortgage Tnsurance as a conditipn of rnaking the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, F3orrower shall pay khe prexniums r�:quired to maintain Mortgage Insurance in effect, c�r t� prc�vide a nnn-refundablc l�ss reserv�, until I .CI7CICI'S requirement for Mortgage Tnsurance ends in accordance with any written agreement betwcen Borrower and Lender providing for such termination or until termination is required by Applicable T.aw. Nothing in this Section 10 affects Barrower's obligation to pay interest at the rate provided in the Note. MorCgage Insurance reirnburses Lender (ar any entity that purchasc:s the Nate) faar c�rt,�.in losscs it znay incur if Bnrrawer does not repay the L.oan as agreed. Borrpwer is not a party tn the Mc�rtgagc Insurance. Mortgage insurers evaluate their total risk on all Such insurance in Porce frorn tirne to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions lhal arc; safisfactnry tc� lhc mortgagc insurer and tl�e other party (or parties) to these agreernents. These agreenients may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained tYom Mortgage Insurance premiums). NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-61NE) �oa�i� PxgaBaf 16 i��t�ei8:"�� Form 3028 9I01