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2oii0000� acceleration has occurred, reinstate as provided in Seckic�n 19, by causing the action or proceeding to bc dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impainnent of T.ender's interest in the Yroperty or rights undcr this Security Instrument. 'I'he proceeds of any award or claini for damages Ihdt are attributable to the inlpairment of T..endcr's interest in the Property are hereby assigned and shall be paid to Lender. All Miscellaneous Procc;�ds that are not applied to restoration or re�air af the Property shall be applied in the order prcrvided for in Section 2. 12. Borrower Nut Released; Forbearance By Lender Not a Waiver. Extension of the time for paymcnl or rnodification of amortization of the sums secured by this Security instrument granted by Lender to BorrUwer �r any Successor in Tnterest of Borrower shall nok operate to release the liability of Borrower or any Successors in Interest of Borrower. I.,ender shall nui be required to conunence proceedings against any Successor in Tnteres� of Barrawer or to refuse to extend time fbr paymenC or utherwisu modiPy amorti�ation of the sums secured by this Security Tnstrumcnt by reason of any demand made by the original Borrowcr or any Successors in Tnterest of Borrower. Any forbearanc�: by I,�nder in exercising any right or remedy including, without limitation, L.ender's acceptance of payments from third persc�ns, cntitics c�r Successors in Interest of Barrower or in amounts less than the aniount then due, shall not be a waiver of or preclude the exercise of any right or remedy. 13. Joint and Several Liability; Co-signers; Successors and Assigns B��und. Borrower covenants and agrees that 13orrower's abligalians and liability shall be joint and several. However, any Borrower who co-signs this Security Tnstrument but does nc�t L'X�CLlC4 thr; Note (a "co-signer"): (a) is co-signing this Security Instrument only to mortgage, grant and convey the co-signcr"s intcrest in the Property under the terms of this Security Instrurnem; (b) is not personally obligated to pay the sums securcd by lhis S�curi[y Instrument; and (c) agrees thal Lc:nder and any ather Barrawer can agree to extend, modify, f'orbear or make any accornmodations with regard to the lcrms of lhis Security Instrurnent or the Note without the co-signer's consent. Subject to lhc provisions of Section 18, any Successor in Tnterest c�f BUrrower who assumes Borrower's obligations under I.his Security Instrument in writing, and is approved by T.ender, shall oblain all of Borrower's rights and bcncfits under this 3ecurity Instrument. Borrower shall not be released from Borrower's obligations and liability under this SGCUrity Instrumcnt unless Lender agrees to such release in writing. The covenants and agreements of this Security Instrumcnt shall bind (except as provided in Section 20) and bcnefit the successors and assigns of Lender. 14, Loan Charges. L,ender may charge Bonrower fees for tiGIVXGCS performed in connection with Borrower's default, for the purpose oP proteciin� I,ender's interest in khe Property and rights under this Security Tnstrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. Tn regard ta any ather fees, the absence of express authority in this Security Tnstrumcnt tn charge a spe4ific fee to Borrower shall not be construcd as a prc>hibilic�n c�n thc charging of such fee. Lender inay not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which scfs maxinaum loan charg�s, and that law is finally inter}�reted so that the int�r�sk ar ather loan charges collected or to be collected in connection wilh lhc I,oan excced the permiktcd limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce khe charge to the permitted limit; and (b) any sums already collected from Barrowcr which excecdr:d p�rmitkc;d limits will be refunded lo Borrower. Lender may choose Co rnake this refund by reducing the principal owed under lhe Nnte or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment wil:hout any prcpayment charge (whether or not a prepayment chargc is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of actic�n Borrow�r might have arising oui of such overcharge. 15, Notices. All notices given by Borarowur or I.endcr in canziectie�n with this Security Instrument must be in writing. Any notice to Borrower in connection with lhis Sccurity Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually dc:livered ta Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute nat'rce to all Barrawers unless Applicable I.aw expressly requires otherwise. T'he notice address shall be the Property Address unless Bc�rrc�wer has designated a substitute notice address by notice to L.ender. Borrower shall promptly notify Lender of Borrower's change of address. Tf T.ender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. NEBFiASKA - Single Family - Fannie Mae/Freddie Mac UNIF�RM INSTRUMENT �-6�NE) losiil Pa�g io or i5 inie�ais:"�� Form 3028 9I�9