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� � N � � � • .rww� � � � � B � d7 � � � � �� � C� � � � � G'� � � � r f'►'f Ni f'�'1 r`� � � �'i"1 � State of Nebraska � C _' � � � � .. � � r-.� � C�� .� r- a Z � � � � N -�� c. _ �,, �. � c� � � o �y � CJ �,� rn � r*� � c� cn � �7 O [Space Above This Line for Recordin� Data] DEED OF TRUST C7 C� C] ---i � � � m � � � � "" � � fTl � � r � r a � � � ..r•u CY7 C/� FHA Case No. 321-29'1557'6 703 MIN:100416700012973823 THIS DEED OF TRUST ("Security Instrument") is made on Deccrnber 31st 2010 The trustor is Shane M�ucas, a single person and Nicole M Wichman, a single person ("Borrowcr"). The trustee is CharterWest National Bank ("Trustee"). The beneficiary is Mortgage Electronic Registration Systems, Inc. ("MERS") (solely as nominee for Lender, as hereinafter defined, and Lender's successors and assigns). MERS is organized and existing undEr the laws af Delaware, and has an address and telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MERS. CharterWest National Bank which is organized and existing under the laws of the State of Nebraska , and whose address is 714 N Diers Avenne Grand Island, NE 68803 ("Lender"). Borrower owes Lender the principal sum of Ninety Thousand Three FIundred One and 00/100 Dollars (U.S. $ 90,301.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Npte"), which provides fnr monthly payments, with the full debt, if not paid earlier, due and payable on January O1, 2041 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the perforrnance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrowcr irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: Lot Seven (7), Slock Three (3), Elrn Place Addition to the City of Grand lsland, Hall Caunty, Nebraska which has the address of 1316 'W Koenig St (strect] Grand Island , Nebraska 68801 ("Property Address"); f CitY] [Zip Codc] � N Q F �""a � � C� � �� 1"�"1 � 1i � �7 S1� � �'� �{ � �:;: � �9Y r:::� �°'_ � f� a�� TOGETHER WITH all ths improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property". Borrower understands and agrees that MERS holds only legal title to the interesCs granted by Borrower in this Security lnstrument; but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing or cancelin� this Security instrument. 1G256.CV (11/07) 904939 Yagc 1 oY 5 Return To: CharterWest Natianal Bank 714 N Diers Avenue Grand Island, NE 68803 �� GOTO(00144b9e)