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2oioo9ss5 Borrower shall promptly disct►arge any lien which has prinrity over this Security Instniment unless Borrower: (a) agrees in writing to the payment of the o6ligation secured by the lien in a n�anner acr.eptable to Lender but only so long as Borrower is performing st�ch agreement (b) contests d�e lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinian operate to prevent tt►e enforce«�ei►t ot tl►e liei► while those prnr.eedings at'e pending but or►ly until sucl� proceedi�►gs are concluded; or (c) secures from die holder of die lien an agreement satisfactory to Lender subordinating the lien to this Ser.urity Instni�nent. If I.ender determines that any part af tl►e Property is subject to a lien which can attain priority over Wis Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or ixwre pf the actions set forih above in this Sectivn 4. Lender may require Borrower to pay a one-time charge for a real estate tax verification and/vr reporting service used by Lender in connection with this Loan. 5. Property Insurance. Borrower shall keep die improvements now existing or hereafter erected on die Property insured against loss by fire, l�azards included within d�e term "extended coverage," and any odier hazards iur.luding, but not limited to, earth�uakes a►�d flnods, for which Lender requires insurance. Tliis insurance shal( be uiaintained i�► die amounis (includit►g deductible levels) and for the periods that �,ender req�iires. What Lender req��ires pursuant to the preceding sentences can change duri�►g d►e ter�ii of d►e Loa�i. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one-time charge for flood zone determination, certification and tracking services; or {b) a one-dme charge for flood zone determination and certiFcation services and subsequent charges each time remappings or similar changes occur which reasonably it►ight affect sucli determination or certificatioq. Borrower shall also be responsi6le for die payment of any fees imposed by the Federal Emergency Management Agency in connection with d►e review of any flood zone dctermination resulting fro►r► a►� nlajection hy Rnrrower. If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase a►►y particular type or amount of coverage. Therefore, such coverage shall cover Lender, but nught or might not protect $orrawer, Bprrower's equity in the Property, or the contents of the Pr�perty, against any risk, hazard or liability uid riught provide greater or lesser coverage d�ai► was previously in effect. Borrower acknnwledges thak the cost of the insurance coverage so obtained might significantly exceed tt►e cvst of insurance tt►at Borrower could have obtair►ed. Any amaunts �lisbiirsed by Lender under diis Section 5 st►all becvme additional debt of Borrower secured by d►is Security Instrume►►t. Tl�ese amoimts shall bear interest at We Note rate �'rom tlie daie of disbursement and shall be payable, with sucl� interest, upon notice froi�i Lender to Borrower requesting payment. All insurance policies required by Lender ar►d renewals of such policies sl�all be subject to Lender's right to disapprove such polir.ies, shall include a standard mnrtgage clause, a�►d shall name Lender as mortgagee and/or as ari additional loss payee. Lender shall have d►e right to hold d►e policies ar►d renewal certificates. If Lender requires, Borrower shall prornpdy give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, nat otherwise reqiiirecl by Lender, for damage to, or destniction of, the Property, such policy shall include a standard mortgage clause and shall na�iie Lender as it►ortgagee and/or as an additinnal loss payee. In the event vf loss, Borrower shall give prompt notice to We insurance carrier and Lender. Lender may make proof of loss if not made prornpdy by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whetlier or not the underlying insurance was required b,y Lender, shall be applied to restoration or repair af the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During s�ich repair and rPStoratinn period, Lender st►all liave the riglit to hold such insurance pror.eeds until Lender has had an opporhmity to inspect such Froperty to ensure the 001122308972 [001122308972] N�RASKA Single Family - Fannle Mae/Ffeddle MaC UNIFORM INSTRUMENT WITH S Q'y��A(N� �os�o� Pagu 6 of 75 i��ueis� � Form 3028 1/01