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2oioo9ss�
<br />(C) "Lender" is CitiMortgage, Inc.
<br />I,ender is a Corporation
<br />organized and existing under d�e laws of New York .
<br />Lender's address is 1000 Technology Drive, O' Fallon, MO 63368-2240
<br />(D) "Trustee" is First American Title Company
<br />(E) "MERS" is Mortgage �lectronic Registration Systeuis, Inc. MERS is a separate corporati�n that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br />nnder this Security Instrument. MERS is or�anized and existing ur►der ttie laws of Delaware, ai►d lias an
<br />address and telephone mimber of P.�. Box 202G, Flint, MI 48501-202G, teL (888) 679-MERS.
<br />(F) "Note" means die promissnry ttote signed by Borrower and daied December 14, 2010 .
<br />The Note states that Borrower owes Lender Sixty Six Thousand
<br />Dollars
<br />(U.S. $ 66,000.00 ) pl�rs interest. Borrower lias proiriised to pay this debt in regular Periodic
<br />Payments and to pay the debt in fi111 not later tlian 7anuary 1, 2Q26 .
<br />(G) "Property" �neans the property that is described below under the headi�►g "Transfer of Rights in the
<br />Property. "
<br />(H) "Loan" means d�e deut evidenced by the Note, plus interest, any prepayment r.harges a�►d late cl►arges
<br />dae under the Note, a�id all swns due m►der this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check Iwx as applica�le]:
<br />[] Adjastable Rate Rider [] Condominium Rider Q Second Home Rider
<br />0 Balloon Rider 0 Planned LJnit Development Rider � 1-4 Family Rider
<br />[� VA Rider [] Biweekly Payment Rider OX Other(s) [specify]
<br />Schednle "A"
<br />(J) "Applicable Law" means all controlling applicahle federal, state and local statutes, regulations,
<br />ordinances and adirunistrative rules and orders (that have d►e effect of law) as well as all applicable final,
<br />non-appealable judicial nPinions.
<br />(K) "Comrnunity Association Dues, Fees, and Assessments" trieans all dues, fees, assessments and other
<br />charges that are iiraposed on Borrower or the Property by a condominium associaUon, hoineowners
<br />assor.iation or si►riilar orgaruzatio►�.
<br />(I.) "Electronic Funds Transfer" ttieans at►y transfer of fiuids, �tlier dian a transaction originated by
<br />check, drafi, or similar pa(�er instrument, which is initiated through an electronic terrx►inal, telephnnic
<br />instrurne�rt, computer, or magnetic tape so as to order, ir►struci, or autt►orize a finaricial iristihition to debit
<br />or credit an account. Such term inchides, hut is not limited to, point-of-sale transfers, autamated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, a►►d automated clearinghoi�se
<br />transfers.
<br />(M) "EscrQw Items" means d►ose items that are descrihed in Section 3.
<br />(1� "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the r.nverages described in Sectio�► 5) for: (i)
<br />damage to, or destnlction of, die Property; (ii) condemnation or other taking of all or any part oF the
<br />Property; (iil) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as ta, the
<br />value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />Uie Loan.
<br />0011223p8972 [001122308972]
<br />NE@RASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMFJVT WITH
<br />� �A�NE� (0810) Page 2 of 15 Initisls: FOfO'1 �0�� 1/01
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