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201009865 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terit�s and covenants contained in this <br />Security Instr�ut�ent and in at�y Rider exeaited by Borrower and recorded with il. <br />WiUzesses: <br />. � � ' <br />� � � �� (Seal) <br />- nrrower <br />LISA M. HAPPOLD <br />(Sign Original Only) <br />001122308972 [001122308972] <br />� RASKA Single Family - Fennle M8e/Freddie Mac UNIFOf�II INSTRUMENT WITH MERS <br />� A(N� (os�o) Page 1A of 15 FOfm 3028 1/01 <br />