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<br />20. Sale of Nate; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in
<br />dre Note (together witl� this Security Instrument) can be sold one or more times without prior nodce to
<br />Borrower. A sale might result in a change in tlie entity {known as the "Loan Servicer") that collects
<br />Periodic Payments due rir►der die Note and this Security Instrument az►d perfor�iis odier mortgage loa►�
<br />servicing ohlig�tians under tlie Note, Wis 5ecurily Instrument, and Applicable Law. There also might be
<br />one or more changes of tlie Loan Servicer imrelated to a sale of tlie Note. If tliere is a change of �ie Lpai►
<br />Servicer, Borrower will be given written notice of the change wliich will state d►e name a�►d address of die
<br />new Loa�► Servicer, d�e address to which payments slaould be made and any other information �2ESPA
<br />requires in connection witl► a notice of transfer of servicing. If Uie Note is sold aud tl�ereafter We Loan is
<br />serviced by a Loan Servicer oUier than d►e purchaser of the Note, die mortgage loan servicing obligations
<br />to Borrower w'rll remain with the Loan Servicer or be iransferred to a successor Loan Servicer and are not
<br />ass��tt�ed by the Note pnrchaser unless utherwise provided by d�e Note p�rrr.t►aser.
<br />Neither Borrower nor Lender may commence, join, or be joiued to any judicial acUon (as either an
<br />irrdividual litigant or die member of a class) that arises from d►e od►er party's actions pursuant ta this
<br />Sealrity Inslrument or that alleges diat die od►er party has breached any provision of, or any duty owed by
<br />reason of, diis Security InsU'ument, until such Borrower or Lender has notified the other party (with such
<br />notice given in compliance with d►e requirements of Section 15) of such alleged breach aud afforded tt►e
<br />odier party trereto a reasonable period after d►e giving of si►ch notice to take corrective actiori. If
<br />Applir.able Law provides a time perind which must elapse before certain action can be taken, that time
<br />perind will be deemed to be reasonable for purposes of d►is paragraph. The notice of accelerativn and
<br />opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to
<br />Borrower p�irsuant to Section 18 shall be deemed to satisfy the notice and oppnrtiinity to take corrective
<br />action provisinns nf khis Section 2U.
<br />21. Hazardous Substances. As used in diis 5ection 21: (a) "Hazardous Substances" are those
<br />substances de�ned as taxic or hazardaus substances, Pollutants, or wastes by Envirorunental Law and d►e
<br />following substances: gasoline, kerosene, other fla�mnable or toxic petrnleurn prnducts, toxic �esticides
<br />and herbicides, volatile solvents, materials containing asbestos or forivaldehyde, arid radioactive ixiaterials;
<br />(b) "Enviroiunent�l Law" means federal laws ar►d laws af the jurisdiction where d�e Property is located that
<br />relate to health, safety or enviro►trttental protection; {c) "Enviro►unental Cleanup" includes any respnnse
<br />action, remedial action, or reirioval action, as defined in Environuiental Law; and (d) an "Environcnental
<br />Condition" means a condition that can cause, contribute to, or od►erwise trigger a�i Environmental
<br />Cle�mip.
<br />Borrower shall not cause or permit the presence, use, tlisposal, storage, or release of any Hazardous
<br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br />nor allow anyone else to do, anything affecting die Property {a) that is in violation of any E�►virorimental
<br />Law, (b) which creates an Envirorunental Condition, or (c) which, due to die presence, use, or release af a
<br />Hazardous S�ibsia�►ce, creates a conditior► that adversely affects die value of die Property. The preceding
<br />two sentences sl►all not apply to the presence, use, or storage an the Property of small quantities of
<br />Hazardous Substances that are generally recngnized to be appropriate to nor�t►al residential iises and to
<br />maintenance of the Property (including, but not limited to, hazardous substances in consumer products).
<br />Bvrrower sliall prortipdy give L,ender written notice of (a) �ny investigation, claim, demand, lawsuit
<br />or other action by any govenunental or regidatory agency or private party involving the Property and any
<br />Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any
<br />Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or U►reat of
<br />release of any Hazardous Substance, and (c) any condition caused by the presence, use nr release of a
<br />Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified
<br />by ariy governmental or regrrlatory authority, or any private parky, that any removal or other remediation
<br />of any Hazardous Substance affecting the Property is necessary, Borrower shall prompdy take all necessary
<br />remedial actions in accordar►ce with Environmental Law. Nothing herein shall create any obligation on
<br />Lender for an Environmental Cleanup.
<br />OQ1122308972 [001122308972]
<br />� RASKA - Singie Family - Fannia Mae/Freddie Mac UNIFORM INSTRUMENT WIT �MERS
<br />�-6A(N� (os�o) Page �z ot �s i�niais: ��� Fofm 3028 1/01
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