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2010098�5 (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" tneans the Real Estate Settlement Procedures Act (12 U.S.C. Section 2bp1 et seq.) and its irnplementing regulation, Regulatian X(24 C.F.R. Part 3500), as they tnight be amended from time to time, or any additional or successor legislation or regulation that governs the sarne subject znatter. As used in this Security Instrument, "R�SPA" refers ta all requirements and restrictions that are imposed in regard to a"federally related rnortgage loan" even if the L.oan does not qualify as a"federally related mortgage loan" under R�SPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assurned Borcower's obligatians under the Note and/or this Security Instrurnent. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the L.oan, and all renewals, extensions and rnodi�catians of the Note; and (ii) the perfonnance of Borcower's covenarns and agreerr�ents under this Security Instrument and the Note. For this purpose, Bozrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall . [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] Lot Twenty Eight (28), Ravenwood Subdivision. Hall County. Nebraska. Parcel ID Number: 40 0 2145 53 607 Pheasant P1 Grand Island ("Property Address"): which currently has the address of T�] [cacy), Nebraska 68$O 1 (z� caeea TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and �xtures now or hereafter a part of the property. All replacements and additions shall alsa be covered by this Security Insttvment. All of the foregoing is refened to in this Security Instrument as the "Property. " BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencurnbexed, except for encumbrances of record. Borrower warrants and will defend generally the title to the Praperty against all claims and demar�ds, subject to any encumbrances of record. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-fi1NE) los� �) Page 3 of 15 Initials: � Form 3028 9/09 t ti � , r � � �� �