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201U49824 Borrower shall promptly discharge any lien which has priority over lhis Security Instrument unless I3orrawer: (a) agrees in wriling ta the payment of the obligation secured by the lien in a manner accc:ptable ta Lender, but only so lc�ng as Borrower is perforniing such agrc:ement; (b) contests the lien in gc�od faith by, or defends againsl enforcement of the lien in, lcgal �raceedings which in T.ender's opini�n aperate to prevent the enforcemGnC of the lien while those proccedings are pending, but only until such proceedings are concluded; or (c) sec:ures from the holder of the lien an agr�cment satisfactory to L.ender subordirwting the lien to this Security Instrument. If Lender dclermines that any part of the Property is subject to a lien which can attain priorify c>ver this Security lnstrument, Lender may give Borrower a notice idenlifying the lien. Within 10 days af the date on which that nolice is givc:n, Borrower shall satisfy the li�n ar [ake one or rnore of the actions sct fc�rth above in this Section 4. Lender may require Borrower to pay a ane-time charge for a real eslafG tax verification and/or repc�rling yervice used by Lender in connection with this Loan. 5. Property Insurance. 13art'awer shall keep the iinprovements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and f7oc�ds, f�r which Lender requires insurance. '17iis insurance shall be maintained in the amounts (includin$ deductible levels) and for lht pr:riads that Lender requires. What Lender requires pursuant to the precedin� scnkences can change during the term of the Loan. The insurance carrier providing the insurance shall be ch�sen by Borrower subject to Lender's right to disapprove Borrower's ehoice, which right snarr not be exc:rcised unreasonably. Lender may require Borrower to pay, in cannection with this T.,oan, either: (a) a one-time charge for tlood zone determination, certification and tracking services; or (b) a one-kizns charge for flood zone determination and certification services and subsequent charges each time remappin�s or similar changes occur which reasonably might affect such determination or c;erlification. Borrower shall also be responsihle for lhe payment c�f any fees imposed by the Pederal I;mcargcncy Management Agency in connection wilh thc r�view of any flood zone determinatic�n resulting from an objection by Borrower. It Borrower fails to maintain any c�f the coverages described above, T.endcr nr�dy obtain insnrance covcrage, at Lender's option and Bortawer's expense. Lender is under no obligati�n t� purchase any particular type or amount of coverage. Therefore, such coverage shall cover I,cnder, but rnight or might nat �rc�tect Borrower, Borrowcr's equity in khe Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previausly in effect. Borrower acknowledges that the cost of fhc insurance coverage so obtained might signiFicanlly �xceed the cost of insurance that Borrowcr cauld have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Tnstrument. T'hese amounts shall bear interest at the Note rate from Ihc: date of disbursement and shall be payable, wilh such interest, upon notice from Lender to Sorrower rcyuesting payment. All insurance pc�licies required by L,ender and renewals of such policies shall h� sabject ta I,ender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as nlortgagee and/or as an additional loss payee. Lender shall have the right to hold lhc policies and renewal certificates. If Lendcr requires, Borrower shall promptly give to Lender all receipts af paid premiurns and renewal noticcs. If Borrower obtains any forin of insurance coverage, not c�[herwise required by Lender, for damage to, ar destruction of, the T'roperty, such policy Shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss paye:�. In the event of loss, Borrower shall givc prazaipt nc�tice to the insurance carrier and T,ender. T.ender may make proof of loss if noC made promptly by Borrower. Unless L.ender and Borrowcr c�lherwisc agree in writing, any insuranc� proceeds, whether or not the underlying insurance was required by I,cndcr, shall be applied to restoratinn ar repair of the Property, if the restoration or repair is economically fcasible and Lender's security is nat lessened. During such repair and restoration period, T.ender shall have the right to hold such insurance procccds until I,ender has had an apportunity to inspect such Yroperty to ensure the NEBRASKA - Single Family -�annie Mae/Freddie Mac UNIFQRM INSTRUMENT �-6(NE) �osi i � Page B or i� i��t�eis: Form 3028 1IQ1