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<br />(C) "Lender" is WELL3 FARGO BANK, N.A.
<br />Lender is a PIATIONAL ASSQCIATYUN
<br />organized and existing under the laws of THE UNITED STATES
<br />Lender's address is p.Q• BoX ri�oi, NEWARK, NJ 0710147O1
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is ��LS �"14RG0 FINANCIAL NATL BNK
<br />C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59].0'7
<br />(E) "Not�" mcans the promissory note signed by Borrower and datc:d DECEMSER 23, 2010 .
<br />The Note states that 13orrower owes I.,c;nder QNE HUNDRED �'TFTY NTNE THOUSAND AND 00/100
<br />Dollars
<br />(U.S. $****159, 000. OQ ) plus interest. Borrower has promised to pay this debt in rcgular Pcricadic
<br />Payrnents and to pay the debt in full nat later than JANC]'ARY 01, 2041 .
<br />(F) "Property" means thc praperty that is described below under the heading "Transfer �f Rights in lhc
<br />Property . "
<br />(G) "Loan" means thc deb[ �videnced by the Note, plus interest, any prepayment charges and late chargcs
<br />due under the Note, and all sums due under this 5ecurity Instruinent, plus interest.
<br />(H) "Riders" means all Riders ta this Se�urity Instrument that are executed by Borrower. The tollowing
<br />Riders are to hc executed by Borrower [check box as applicable]:
<br />0 Adjustabl� Rate Rider � Condominium T2ider � Sccond Harne Rider
<br />C� Ballac�n Rider 0 Planned Unit Development Rider � 1-4 Pamily Rider
<br />� VA Rider 0�iweekly Paymcnt Rider �[)ther(s) [specify]
<br />(I) "Applicable Law" means all controlling applicablc fe:deral, state and local statutes, regulations,
<br />ordinances and administrative rules and c�rde:rs (ihat have kh� effect of law) as well as all applicable final,
<br />non-appealable judicial c>piniUns.
<br />(.n "Community Associatian Dues, �'ees, and Assessxnents" means all dues, fees, assessments and other
<br />charges that are imposcd c�n Ba�`rower or the Property by a condominium association, homeowners
<br />association or similar organixalion.
<br />(K) "Electronic Funds Transf�r" m�ans any kran.sf�r c�f funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated lhrough an clec.tranic terrninal, telephpnic
<br />instrurnent, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. 5uch tenn includes, but is not limited to, point-of-sa1� Cransf�rs, auCpmated l�ller
<br />machine transactions, transfcrs initiated by tcic�hone, wirc irantifc:rs, and autarnated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those iterns that are described in Section 3.
<br />(1Vn "Miscellaneau� Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />hy any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />NEBRASKA - 5ingle Family -�annie MaelFreddie Mac UNIFOFiM IN5T�iUM�N7
<br />�-6(NE) �oaiii Page2of 15 i i Form 3028 1IQ1
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