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<br />[Space Abave This Line For Recording Data]
<br />DEED OF TRUST �.�
<br />DEFINITIONS e,,° �
<br />Words used in multiple sections of this docurnent are defiued below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usagc af words used in this docurnent are also provided in Section 16.
<br />(A) "Security Instrument" rneans this document, which is dated .......................12 tag�ther
<br />witla all Riders to this document.
<br />�s� �� Borrower" �s .Tim4tbv.W�.l,�mons.an�. M�ii�s�. H•. ��r�rd-1,�m4ns,.kluspand.an.d W�fe ........................................................
<br />......................................................................................................................................................... .
<br />Borrower is the trustor under this Sccurity Instrument.
<br />(C) "Lender" is Heritage Ban.k......... .............................................................. .
<br />.............................................
<br />Lender is a.GQXp4C8t14� ............................................................................................ organized and ex'rst'rng under
<br />the laws of ,�h�.�t�,t,� nf �J�b.�a�k� .......................................... . Lender's address is . �.�3�.NQ�b.We� Roa� P,O, Box 5138,__
<br />.Gran.d 1�l�nd.. N�..6.8.9Q�: �.1�.� ....................................................................................................................... .
<br />Lender is the benef'rciary under this Securitq Instrument.
<br />(D) "Trustee" is Heritage, Bank, ,1,10, E. 9th Street PO Box 487 , Wood,Riyer NE 68883 . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . .. . . ..... . . .
<br />..............�........... r..........................
<br />(E) "Note" means the promissory note signed hy Borrower and dated .�.�:�.�:��1� ................................................. . The
<br />Note 5tates that Borrower owes Lender A11e.bUtidr.ed.51XtV.e19bl.tbDASapd .�qd. p�.10A .. . .... . . . . . ... .. . . . . . .. . . ... . .... . . . . . . . . . . . . . . . . . . . . .. . .
<br />.................................................. Dollars (iJ.S. $... 8��.......................... plus interest. Borrower has promised to
<br />.)
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than . . . . . . . . . . . . . .. . . .. . l2 :29.•24.'l3. . . . . . .. . . . . . . . . . . . .
<br />........................................................................................................................................................ .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Praperty."
<br />(G) "Laan" meaps the debt evidenced by the Note, plus interest, any prepaqment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, pins interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. '1'he following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider 0 Other(s) [specify] .......................
<br />❑ 1-4 ramily ltider ❑ Biweekly Paymenl Rider
<br />(n "Applicable Law" meaus all coatralling applicable federal, state and local statutes, regulations, ordinances and
<br />adrninistrative rules and orders (that have the effect of law) as well as all applicable fival, non-appealable judicial opinions.
<br />(� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium assaciation, homeowners association or similar orgxnization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transactiou originated by check, draft, or similar
<br />paper instrurnent, which is initiated through an electronic terminal, celephonic instrumeut, computer, or magaetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. 5uch term includes, but is not limited to,
<br />point-af-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow �tems" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" rneans any cornpensation, settlement, award of darnages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the caverages described in Section 5) for; (i) damage to, or destruction of, the
<br />Property; (ii) condernnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condempation; or (iv)
<br />rn'rsrepresentations of, or om'rssions as to, the value and/or condition of the Property.
<br />(I� "Mortgage Tnsurance" means insurance protecting Lender agaiast the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts uader Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlernent Procednres Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X(24 C.F.R. I�art 3S(Xl), as they rnrght be ameuded frarn time to time, or any additional or successor LegislaCion or
<br />regulation that governs the same subject matter. As used in this Security Instrumeat, "RESPA" refers to a11 requirernents and
<br />restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does nat qualify as a"federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Iuterest of Borrawer" rneans any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligat'rons under the Note and/or this Security Instrument.
<br />NEBRASKA—Single Family—Fannie Mae/Freddie Mao UNiFORM INSTRUMENT �
<br />6ankars Syatama, Inc., St. Cloud, MN Form MD-1-N� el17l2000
<br />ref: 1120p 1 (page I of 7 p�,qP.$)
<br />Form 3028 1/01
<br />I IIIIIII IIIII IIII IIIIII IIII IIII �II
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