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201009794 )- Protcctiun of Lcnder's Interest in the Fruperty and Ri�;hts Under this Seeurity Instrument. If (a) 13orrnwcr failti to perform thc covcnants and a�reetnants contained in this Security Instnuncnt, (h) thcrc iti a Iegal proceeaing that might tiignificantly affect Lender's int.eresl. in Ihe Property and/c�r rightti under thiti Security Instnunent (such as a proceeding in bankniptcy, prnhate, fi�r condemnation or Ii>rieiture, lor enforce�nent nf a licn which may attain priority ovtr this Security Instriutnent ��r to enforec lawti or regulations), ��r (c) I3orrnwer hati ahandn�ned the Praperty, then Lendet may du and pay f��r wkratever is reasonable or lppropriate to protect Lendcr's interest in th� Property an�l rights under this Security Inslnunent, includin� protecting and/or assessing thc valu� nf the Property, and securin� and/or repairing the Ptr�petiy. Lender's actlons cun include, bul ate not limited to: (a) paying any suins secured by a lien which has priority over this Security Instrument; (b) appearing in coi►rt; und (c) paying reusonable attorneys' feeti to protect its interctit in the Prop�rty and/ur rights undet t.hi� Secutiiy In�tr��ment, inclucling itG secured po�itian in a bank.n��tcy prnceedirig. Securing t.he Properly includes, buf is not limitecl to, enlering the Property to make repairs, change locks, replace or board up doors and windows, drain water lrom pipes, eliminate building or other code violations nr darigeraus conditiotis, and laavc utilities turncd on or off. Although Lender may take action under this 5cetion 9, Lender clnes nnt have to do tio and i� not undet any duty or obligution to do 50. IL is agteed that Lcnder incurs no liability for not taking any or all actiuns aulhorized undet thiti Section 9. Any amour�ts disbi�rscd by Lendcr under this Seul.ion 9 shall become additional debt of Bnttnwer secuted hy Ihis Securiiy Insttument. These umounts shall bear interest at the Note rate from the date of di�bursement and shall be payable, wit.h such interest, upon notice from Lcnder to Borrower requesting payinent. If this Sccurity Instniment is on a Icaschold, Fiortower �hall comply with all the pr��visions of thc lease. If Borrowcr acquires fee titic to thc Property, the leaseh��l�l and ihe fee title shall not merge unlcsti Lenaer agree� 1.0 1he merger in writin�. ]0. Mortgagc Insurance. If Lender tequired Mortgage lnsurance as a condition of making the Loan, Borrower shall pay the premiumti requircd to rnaintain the Mortguge Insutunce in eflect. If, Por uny reason, the Mortgagc Insurance covcragc rcquircd by Lcndcr ceane� tc> be available 1'rom the mortgage insurer t}iat previously provided �uch insurance and Borrower was required to make separatcly designated payments tnward the premiumti f�>t Mortgage InSL�tance, $orrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgaee In�urance previou�ly in effect, ai a cant suhstantially equivalenl to the cosl to $orrower of the Mortgaee Intiuranec �,revi��ualy in effect, frorn an alterriatc mottgage insurer seleclecl by Lender. If substantially equivalent Mnrtgage Insuranec cavera�e iti not available, I3orri�wcr shall continuc to pay to Lcnd�r the amount of 1he sepututely designated paymenis that were duc when fhe insurance coverage cease�l to he in effecl. Lender will accepl, use and retain these payment5 ay u non-reFundable 1055 re5erve in lieu of Mnrtgage In�uranec_ Such lo�s rescrve shall be non-retundable, notwithstanding the fact that the Loan iti ultirnately paicl in fitll, and Lender tihall not hc reqt�ired to pay I3nrrower ariy interest or earnings on tiuch loss reserve. Lendet can nu longer reyuite losn reservc payments il Mortgage In�urance covetage (in the amount and for the period that Lender requires) ptovided by an insurer selected by Lender again hccotties availahle, is obtained, and Lender requires separately desiQnatcd paymentstoward the prerniurns fur Mottguge Intiurance. I£Lendet tequired Muttgage Insurance as a conditron nf making thc Loan and i3nrr�>wer wa� requited to make tiepar`ately designated paytnentti toward the pre�� li�r Mortgage Insurance, Borrower shall pay the prcmiums required to �naintain Mortgage Irisurance in effect, or to prvvide a non-rehmdahle loss reserve, until Lender's requireinent for Mortgage lnsurance ends in accordance wiih �i�y wrltien agteeme�t betweeT� F3ot�r(>weT apa Lender providing fi�r such tennination or until tern�inatiun is required by Applicable Law. Nothing in this Sectinn 10 affect� Borrower's ubligation to pay interest at thc rate providcd in the Note. M.�rtgage Instirance reiirihurses Lender (or any enlity ihat purchases the Note) ior cerlain lossey il may incur if Borrowet does nol repay the Loan as agrecd_ I3orrnwer is not a party to thc Mortgage Insurance_ Mortgage insurers evaluate their total risk on all tiuch insurance in fotce fr��m time tp titne, and may cntcr into agreem�nts wit{� othcr parties that share nr modily their risk, or reduce losses. These agreeinents are un tenn5 and condil.ions I.hal are satisfactory to the ►nortgage insurer and thc other party (or rartics) to these a�recments_ 'l'hese agrecrnents may rcquire tfau mortKuge insurer lo make paymentti using any 5ource of fi�rtd� that the mort�age intiirrer tnay have availuble (which inay includc funds obtained from Mortgage Insurance premitiuns). NEBRASKA- 5ingle Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT +� ' � �-G�N�� (0811) Page 8 nf 95 initiais: Form 30� 1/01 � � �..