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����o���� <br />acceleration has accurred, reinstate as provided in Section 19, by causing the action or proceeding to be <br />dismissed with a ruling that, in Lender's judgment, precludes forfeiture af the Property or other material <br />impairment of Lender's interest in the Property or rights undar this Security Instrument. The proceeds of <br />any award or claim for damages that are attributable to the impairment of Lender's interest in the Property <br />are hereby assigned and shall be paid to L,ender. <br />All Miscellaneaus Proceeds that are not applied to restoration or repair of the Property shall be <br />applied in the order provided for in Section 2. <br />12. Borrowea Not Released; �'orbearance By Lender Not a Waiver. Extension af the time for <br />payment or modification of amortizatian af the sums secured by this Security Instrument granted by Lender <br />ta Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrawer <br />or any Successors in Interest of Barrower. Lender shall not be required to commence proceedings against <br />any Successor in Interest of Borrower or to refuse to extend time for payment or acherwise modify <br />amortization of the sums secured by this Secuz�ty Instrument by reason of any dema�nd made by the original <br />Borrowex or any Successors in Interest of Sorrower. Any forbea�rance by Lender in exercising any right or <br />remedy including, withaut limitatian, I.ender's acceptance of payments from third persons, entities or <br />Successors in Interest of Borrower or in amounts less than the amnunt then due, shall not be a waiver of or <br />preclude the exercise of any right or rernedy. <br />13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants <br />and agrees that Borrower's obligations and liability shall be joint and several. However, any Borcower wha <br />co-signs this Security Tnstrument but daes not execute the Note (a "co-signer"): (a) is co-signing this <br />Security Instrutxzent or►ly to mortgage, grant and convey the co-signer's interest in the Property under the <br />terms of this Security Instrurnent; (b) is not personally obligated to pay the surns secured by this Security <br />Instrument; and (c) agrees that I.�nder and any other Bonower can agree to extend, modify, forbear or <br />make any accommodations with regard to the terms of tl�is Security Instrument or the Note without the <br />casigner's consent. <br />Subject to the provisians of Section 1$, any Successor in Interest of Borrower who assumes <br />Sorrawer's obligation� u�er this Security Instrument in vvriting, and is approved by Lender, shall obtain <br />all of Borrower's rigttts and bex�efits under this Security Instrnment. Borrower shall not b� relea.ced from <br />Horrawer's obligations and liability under this Security Instniment unIess Lender agrees to such release ixx <br />writiug. 'The covena�ts and agr�ts of this Security Instrurr�ent s1t,a11 bind (except as provicfi�t in <br />Sectio� 2()) �d bex�cftt the �ars au� assig�s of Le,�er. <br />�4. I.oAn C6�rges_ � may c�arge Barmwer fces for services performed in caiuteetion with <br />Borrawer's ctefault, �or tF� gwxrpase of grvtectuig I.er�der's interest in the Property and rights uncler this <br />Security Instrumerrt, ineIuctiz�g, but uot limited tp, attorneys' fees, property inspection arid valuation fees. <br />ln regard to any other fees, tlze absec�ce of express authority in this Security Instrurnent to cha:rge a speci�c <br />fee to Barrow�r shall not be construed as a prohibition on the charging of such fee. Lender may not cha�rge <br />fees that are expressly prohibited by this S�curity Instrument or by Applicable Law. <br />If the Loan is subject to a law which sets maximum loan charges, and that law is �nally interpreted so <br />that the interest or other loan charges collected or to be collected in connection with the Loan. exceed the <br />pertz�iCted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the <br />charge to the permitted limit; and (b) any sums already collected frorn Borrower which exceeded perxnitted <br />limits will be refunded to Borrower. Lender xnay choose to make this refund by reducing the principal <br />owed ur►,der the Nate or by making a direct payment to Borrower. If a refund reduces principal, the <br />reduction will be treated as a partial prepayment without any prepayznent charge (whether or nat a <br />prepayment charge is provided for under the Note). Barrower's acc�ptance of any such refund made by <br />direct payment to Borrower will constitute a waivez' of any right of action Borrower might have arising aut <br />of such overcharge. <br />1S. Notices. All notices given by Borrower or Lender in connection with this Security Instrutnent <br />rnust be in writing. Any notice to Borrower in connection with this Security Instcvznent shall be deemed to <br />have been given ta Borrower when mailed by �rsC class mail or when actually delivered to Borrawer's <br />notice address if sent by other means. Notice to any one Borrower shall consCitute notice to all Barrowers <br />unless Applicable Law expressly requires otherwise. The notice address shall be the Praperty Address <br />ur►less Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly <br />notify L,ender af Borrawer's change of address. If Lender speci�es a procedure for reporting Borrower's <br />change of address, then Borrower shall only report a change of address through that speci�ed procedure. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />�-B�NE) (0811) Page 10 of 15 Initials: <br />� <br />Form 3028 9/U1 <br />r <br />z � , �! ,; ,� '' . <br />