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20100978$
<br />premiurns, if any, or any sums payable by Borrower to I..ender in lieu af the payment of Martgage
<br />Insurance premiums in accordance with the provisions of Sectinn 10. These itenns are called "Escrow
<br />Items." At origination or at any trme during ttae term of the �.oan, Lender may requrre that Communrty
<br />Associatron Dues, Fees, and Assessrnents, if any, be escrowed by Borrower, and such dues, fe�s and
<br />assessments shall be an Escrow ltem. Borrower shall promptly furnish to Lendzr all notices af amounts ta
<br />be paid under this Section. Borrower shall pay Gender the Funds far Escrow Items unless Lender waives
<br />Borrower' s abligation to pay the Funds for any or all Escrow items. Lender may waive Borrower' s
<br />obligation t� pay to Lender Funds For any or all Escrow Items at any time. Any such waiver may only be
<br />in writing. In the event of such waiver, Borrower shall pay directly, when and where payable, the arnounts
<br />due for any Escraw Items for which payment of Funds has been waiveti by Lender and, if Len�der requires,
<br />shall furnish to Lender areceipts evidencing such payment wikhin such time perioc! as Lender may r�uire.
<br />Bonrower's obligation to make such payments and to provide receipts shall for all purposes be de�med to
<br />be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement"
<br />is used in Section 9. If Borrower is obligated ta pay Escrow rterns directly, pursuant to a waiver, and
<br />Borrower fails to pay the amount due for an Escrow Item„ Lend�r may exercise its right�� under Sectron 9
<br />and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such
<br />amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in
<br />accordance with Section 15 and, upon such revacation, Bonrower shall pay to Lender ait Funds, and in
<br />such amaunts, tliat are then required under this Section 3.
<br />Lender may, at any time, collect and hold Funds in an amount (a) suFFicrent to permrt Lender ta apply
<br />the Funcis at the time specified under RESPA, and (b) not ta exceed the maximum amqunt a lender can
<br />require under Rk;SPA. Lender shall estimate the amount of Funds due on the basis of current data and
<br />reasonable estimatas of expenditures of future Escrow Items or otherwise in accordance with Applicable
<br />Law.
<br />"The Funds shall be held in an institutron whose de�osits are insured by a federal agency,
<br />instrumentality, or entity (inciuding Lender, if Lender is an institution whose deposits are so insured) or rn
<br />any �'ederai Home Loan Bank. Lender shall apply the Funds ta pay the Escrow Items no later than the trmc
<br />specified un.der RESPA. l.ender shall not charge Borrower for holding and applying the Fnnds, annu�liy
<br />analyzing the escraw account, or verifying the Escrow Items, unless Lender pays Borrower intetest on the
<br />k�unds and Applicable Law permits Lender tp rnake such a charge. Unless an agreement is made in writing
<br />ar Applicable Law requires interest to be paid on the Funds, Lender shall not be reyuired to pay i3orr�wer
<br />any interest or earnings on the Funds. I3orrawer and Lender can agree in writing, hbwever, that interest
<br />shall be paid on the Funds. Lender shall giva to Borrower, without charge, an annual �ccaunting af the
<br />kunds as required by R�;SPA.
<br />If there is a surplus of Fuuds held in escrow, as de�ned under RESPA, Lender shall accaunt to
<br />Borrower for the excess fund,s in accordance with RESPA. If there is a shortage of Fund.S held in escrow,
<br />as defined under RESPA, Lendcr shall notify Borrower as re�uired by RESPA, and Borrower shall pay to
<br />Lender the amount necessary to make up the shartage in accordance with }tESPA, but in no rnore than 12
<br />mont�tly payments. if there is a deficiency of Funds held in escrow, as defined under RkiSPA, Lender shall
<br />notify B�orrower as required by RESPA, and k�orrower shaIl pay to Lender the arnount necessary to make
<br />up the derciency in accordauce with RESPA, but in no more than 12 monthly payments.
<br />Upon payment in full of all sums secured by thrs 5ecuc Instrrament, Lender shall prornptly refund
<br />to Bor►'ower any Funds }�eld by Lendcr.
<br />4. Charges; Liens. Borrower shall pay all ta7ces, assessments, charges, fines, and impositions
<br />attributable ta the Property which can attain priority over this Security Instrument, leasehold payments or
<br />ground rents an the I'roperty, if any, and Communi.ty Association Dues, Fces, and Assessments, if any. To
<br />the extent that these items are Escrow Items, Borrower shall pa� them in the rnanner prqvided in Sectron 3.
<br />22qpA66269 � V�,�
<br />NEBRASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUM�NT WITH M�RS
<br />�-6A(NE� �oe�o� Paaa 5 of 15 i,,;t;eis: n, �Q Form 3028 1I01
<br />c� �o_r���_,_
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