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20100978�
<br />(C) "Lender" is U _ S . �ank N . A .
<br />Lender rs a Natidnal Association
<br />organized and existing under the laws of T'he United 5tates Of America
<br />Lender' 5 address is 4801 Frederica Street, Owensboro, KY 42301
<br />(D)'Trustee" is Mr. Thornas Locher
<br />2002 Douglas Street, 200 The Omaha Club, Omaha, NE 68102
<br />(F) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the benefciary
<br />under this Security Instrument. NIERS is organized and existing under the laws of Delaware, an�d has an
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-M.ERS.
<br />(� "Note" means the promissory note signed by Borrawer and dated 12/21/2010 .
<br />"i'he Note states tbat 13orrower owes Lender Sixty-On� Thpusand Seven Hundred Fifty and
<br />00/100ths Dollars
<br />(LT.S. $ 61, 750 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than January O1, 2031 .
<br />(G) '7'raperty" means the praperty that is described helow under the heading "Transfer of Rights in the
<br />Properiy."
<br />(F� '7,oan" means the debt evidenced by the Nate, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus intei'est.
<br />(n "Riders" means all Riders to this Security Instrument that are executed by Horrower. The follawing
<br />Riders are to be executed by E3orrower [check box as appHcable]:
<br />_ _..._ ..
<br />� Adjustable Rate Rider Condominium Rider Second Hc�me Rrder
<br />�� �3alloon Rider �] Planned Unit Devel�pment I�ider U 1-4 �amily Rrder
<br />� VA Rider n Biweekly Payment Rider 0 Other(s) [specrfyJ
<br />(,� "Applicable Law" mcans all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effeet of law) as well as all applicable final,
<br />non-appealahle judicial opinions.
<br />(1� "Community Assacis�tion Dues, Fees, and Assessments" means all dues, fees, a,�se�sments and other
<br />charges that are imposed on Borrowcr or tlie Property by a condaminiurn association, homeowners
<br />assocratron pr similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, ar similar paper instrument, which is initiated through an electronic tenninal, telephonic
<br />rnstrument, camputer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but rs not ]rmited ta, pornt-of-sale transfers, automated tellcr
<br />maclune transactions, transfers rnitrated by telephone, wire transfers, and automated clearinghnuse
<br />transfers.
<br />(Nn "i;scrow items" means those items that are descrrbed in Section 3.
<br />(1� "Misceltaneous Procecds" means any compensation, settlement, award of damages, or praceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ri) candemnation or other taking o.f all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) rr►isrepresentations of, or omissions as ta, the
<br />value and/or condition of the Property.
<br />(0) 'ZVlortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />2200066269 D V6ANE
<br />NEBRASKA - Single Family - Fannle Mae/Freddie Mac UNIFORM INSTRUMENT WITH M
<br />�-6A(NE) loaiol Page 2 of 15 i,,;t;eis� Q�. Form 3028 1/01
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