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<br />20. Sale of Note; Ct�ange of l.oan Servicer; NoNce of Grievance. T'he Nate or a partial interest in
<br />the Note (together with tl�is Security Instrument) can be sold one or more tirnes withaut prior notice to
<br />Borrower. A sale might resuit in a change in tlae entity (known as the "Loan Servicer") that callects
<br />Periodic Payments due under the Note and this Security [nstrument and performs other mortgage loan
<br />servrcrng obligations under the Note, this Securrty Instrument, and Applicable Law. There also mighi be
<br />one ar more changes of the Loan Servicer unrelated to a sale of thc Nate. If there is a change of the Loan
<br />Servicer, f3orrower will be given written notice of the change which witl state the name and addr�s of the
<br />new Loan Servicer, the address to which payments should be rnade and any ather information RESPA
<br />requires in connection with a notice of transfer of servicing. If the Note is snld and thereafter the Laan is
<br />serviced by a Loan Servicer other than the purchaser of the Note, the rnortgage loan servicing obligations
<br />to Borrower will remain with the L,oan Servicer ar be transferred to a successor Lpan Servicer and are not
<br />assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Borrower nor Lender may commence, join, or be joined to ar►y judicial action (as either an
<br />individual litigant or the member of a class) that arises from the other pariy's actions pursuant to this
<br />Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by
<br />reason of, this Securrty Instrument, until such Borrower or Lender has notified the other party (with such
<br />notice given in compliance with the re�uirements of Sectian ]5) of such alleged breach and afforded the
<br />other pariy hereto a reasonable period after the giving of such notice to take corrective action. If
<br />AppHcable Law provides a trme peric�d which must elapse beFore ccrtain action can be taken, that time
<br />period will be deemed to be reasonable far purposes oF this paragraph. The notice of acceleration and
<br />opportunity to cura given to Borrower pursuant to Section 22 and the notice of acceleration given to
<br />Borrower pursuant tn 5ection l8 shall be deemed to satisFy the notice and oppornunity to take corrective
<br />action provisions oFthis Section 20.
<br />21. Hazardous 5ubstances. As used in this Section 21: (a) "Hazardous Substances" are those
<br />substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the
<br />following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides
<br />and hcrbicidcs, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials;
<br />(b) "Environmental Law" means federal laws and l.aws of the jurisdiction where the Property is located that
<br />relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response
<br />action, remedial action, or remova] action, as defined in Fnvironmentai Law; and (d) an "Environmental
<br />Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmeaatal
<br />Cleanup.
<br />Borrow�r shall not cause or pernut the presence, use, disposal, storage, or release of any Hazardous
<br />5ubstances, or threaten to release any Hazardous Substances, on or in the Properiy. Borrower shall not do,
<br />nor atlaw anyone else to do, anything affecting the Property (a) that is in violation of any Environmental
<br />Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a
<br />Hazardous Substance, creates a condition that adverscly affects the value of the Property. The preceding
<br />two sentences shall not apply to the presence, use, or storage on the Property of small quantities of
<br />Hazardous 5ubstances that are generally recograized to be appropriate to normal residential uses and to
<br />maintenance of the Properiy (including, but not limited to, hazardous substances in consumer products).
<br />Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit
<br />or other action by any governmental or regulatory agency or private party rnvalving the Property and any
<br />Hazardous Substance or Environmental Law of which Borrower has actual knowladge, (b) any
<br />Environmental Condition, including but not limated to, any spilling, Ieaking, discharge, release or threat of
<br />release of any Hazardous Substance, and (c) any condition causeci by the presertce, use or release af a
<br />Hazardous Substanec which adversely affects the value of the Property. lf Borrower learns, or is not.i�ed
<br />by any governmcntal or regulatory authority, or any private party, that any removal or other remediation
<br />of any FIazardpus Substance affectrng the Prop�rty is necessary, Borrower shall promptly take all necessary
<br />remedial actrons i.n accordance with Envirpnmental Law. Nothing herein shall create any obligatipn on
<br />Lender for an E:nvironmental Cleanup.
<br />2200066269 D V6ANE
<br />NE�RASKA. - Single Family - Fannie Mae/Freddie Mac UNIpORM INSTRUMEN7 WITH M S
<br />�-BA�NE'� Ive�o� Paea �z or is Initials: Fo1m 3028 1/01
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