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201009788 dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material irnparrment of Lender's interest in the Property or rights under this 5ecurity Tnstrument. The proceeds of any award or claim for damages that are attributable to the impairment aFLender's interest in the Propecty are hereby assigned and shall be paid to Lender. All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in th� order provided for in Section 2. 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension oF the time for payment or rnodificatron of amortization ofthe sums secured by ihis Security lnstrument granted by Lender to Borrower or any Successor in Interest oF Borrower shall not operate to relea.se the liability of Borrower or any Successors in Interest af Borrower. Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of t�ie sums secured by this Security Tnstrument by reason of any demaud made by tbe orrginal Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercrsing any right or remedy including, without limitation, Lender's acceptance of payments fi thixd persons, entities or Successors in Tnterest of Borrower or in amounts less than the arnount then due, shall not be a waiver of or preclude the exercise of any right ar remedy. 13. Joint and Several Liability; Co-sigaers; Successors and Assigns Bound. Horrower covenants and agrees that I3orrower's obligations and liability shall be joint and several. However, any k3orrower who co-signs this Secur.ity Instrument but does not execute the Note (a "co-signer"): (a) is co-signing this Security Instrument only to mortgage, grant and convey the co-signer's interest in the Property under the terms af this 5ecurity Instrument; (b) is not personally obligated to pay the surr►s secured by this Security lnsh and (c) agrees that Lender and any other Borrower oan agree to extend, modify, forbear or make any accommadations with regard to the terms af this Security Instrument or the Note withaut the co-signer's consent. Suhject to the provisions of Se�tian 18, any Successor in Interest of Borrower who assumes Borcower's obligations under this Security Instrument in writing, and is approved by I.ender, shall abtain all of Borrower's rights and benefits under this Security Instrument. .8ocrower shall nnt be released from &�rrowcr's obligations a.nd Hability under this 5ecurity Instrument unless Lender agrees to such release in writing. Thc covenants and agreements of this 5ecurity Instrument shall bind (except as provided in Section 20) and benefit the successors and ass�gns of Lender. 14. C.aan Charges. Lender may charge E3orrower fees for service,� performed in connection with Borrower's default, For the purpose of pratecting Lender's rnterest in the .Property and rights under this Security Instrunnent, including, but not limited to, attonaeys' fees, property inspection and valuation fees. In regard to any ather £ees, the absence of express authority in thrs Security Instrument to charge a spe�ific fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not chazge fees that are expressly prohibited by this 5ecurity Instrument or by Applicable Law. If the Loan is sub�ect to a law which sets maximum loan charges, and that law is finally interpreted so that the .interest or other loan charges collected or to be collected in connection with the T,oan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge tp the pernvtted limit; and (b) any sums already callected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by makrng a direct payment to &�rrower. If a refund �re�luces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayrnent charge is provided for under the Note). �orrower's acceptance af any such refund made by direct payrnent ko Borrower will constitute a waiver of any ri�ht of action .Borrower mrght have arising oat of such ovcrcharge. 15. Nutices. All notices given by Borrower or Lender in connection with tl�is Security Insirument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Bnrrower whcn mailed by first class mail or when acivally delivered to Borrower's notice address if sent by other means. Notice to any �ne Borrower shall constiiute notice to all Borrowers unless Applicable Law expressly requires otk�erwise. 'Che notice adc�'ess shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify I�ender of Bprrower's change of address. If Lender specifies a procedure for reporting 13orrnwer's ch. an�e of address, thcn Borrower shall only report a change of address through that speci�ed procedure. 2200066269 L1 V6ANE NEBRASKA - Single Family - Fannie MaslFreddle Mac UNIFORM INSTRUMENT WITH MERS �-6A(NE) loelol Paga 10 af 15 �nitials� � Foml 3028 1/01 C>