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201U0977� (D) "Trustae" is CENTRIS FEDERAL CREDIT UNION,343 N 114TH STR�ET OMAHA, NE fi8954 (E) "Note" means the promissory note signed by Borrower and dated December 17th, 201 209 0 . The Note states that Borrower owes Lender SIXTY THOUSAND AND NO/100 Dollars (U.S. $ 60,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than January 1 st, 2026 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable] : � Adjustable Rate Rider [] Balloon Rider � Other(s) [specify] 0 Condominiurn Rider � 0 Biweekly Payment Rider [� � Planned Unit Developrnent Rider 5econd Home Rider 1-4 Family Rider (I) "Applicable Law" rneans all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and nrders (that have the effect of law) as well as all applicable flnal, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Praperty by a candominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, ather than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terrninal, telephonic instrument, computer or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. 5uch terrn includes, but is not lirnited co, point-of-sale transfers, autornated teller machine transactions, transfers initiated by telephone, wire transfers, and autamated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of darnages, or proceeds paid by any third party (other than insurance praceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condernnation or other taking of all or any part of the Praperty; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or conditipn pf the Prnperty. NEBRASKA — Singie Fam�ly -- Fannie MsdBreddie Mac TJNllrORM IN3TRUMENT Farm 3028 1/Ol GCC - G3028-02 (09/Ol) (Page 2 of 19) Initials: